Exxon Mobil Smart Card
in Personal Credit Cards from Citibank
Would you recommend Exxon Mobil Smart Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 27.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Exxon Mobil Smart Card Review
Exxon Mobil Smart Card is a store rewards credit card issued by Citibank. If you're wondering whether Exxon Mobil Smart Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 27.24%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
|---|---|
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Is there a Exxon Mobil Smart Card cash back or rewards program?
Exxon Mobil Smart Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Gas
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Exxon Mobil Smart Card have a signup bonus?
Exxon Mobil Smart Card doesn't offer a cash signup bonus.Does Exxon Mobil Smart Card offer an annual loyalty bonus?
Exxon Mobil Smart Card doesn't offer a cash loyalty bonus.What are the relevant APRs for Exxon Mobil Smart Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Exxon Mobil Smart Card has higher than average purchase APRs.Exxon Mobil Smart Card has a variable purchase APR of 27.24%. It also has a variable cash advance APR of 29.99% .
Does Exxon Mobil Smart Card have an introductory APR offer on balance transfers?
No, Exxon Mobil Smart Card does not come with an introductory APR offer for balance transfers.Does Exxon Mobil Smart Card have an introductory APR offer on new purchases?
Exxon Mobil Smart Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Exxon Mobil Smart Card?
The following fees apply to Exxon Mobil Smart Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | $38 |
Does Exxon Mobil Smart Card report your account activity to credit bureaus?
Yes, Exxon Mobil Smart Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Exxon Mobil Smart Card
- Visit the Exxon Mobil Smart Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 - Visit Site
Other Services by Citibank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 5% - 29.99% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
Exxon Mobil Smart Card Community Reviews
Would you recommend Exxon Mobil Smart Card to your friends?
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