Features

  • Card Type
  • Customer Type
    Personal
  • Card Network
    Other
  • Credit Score Range
    300 - 640
  • Minimum Age
    18
  • Grace Period / Deferred Interest
    24
  • Late Payment Penalty
    $38
  • Minimum Interest Charge
    $1
  • Returned Payment Fee
    $38
  • No Annual Fee
  • Purchases APR
    Starting at 25.15%
js-table-filter bizname-gettington
0
640
25.15
js-table-filter no-annual-fee-238
js-table-filter card-type-140

Est. 2010

  • No Annual Fee
Credit Score Range 640
Purchases APR 25.15%
014
js-table-filter bizname-fingerhut
300
25.15
js-table-filter no-annual-fee-238
js-table-filter card-type-140

Est. 1948

  • No Annual Fee
Credit Score Range 300
Purchases APR 25.15%
014
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0 votes

I clozed my account literally 3 minutes ago and here's why. They give me this ridiculous credit line of $250 which if you have ever looked at Fingerhuts prices that does not allow you to buy much. Especially if your into electronics like I am. I sent them a email requesting a larger line of credit a couple of times telling them I was interested in buying a 55 inch tv. They told me they do not accept credit line increases. Their faq page says they reveiw your acct 3 ... times a year well I think thats not true because if they did they would want to know why someone would open a credit line and not use it for almost a year. I got tired of waiting and bought a tv locally with my credit card which has a limit over 10 times what Fingerhut gave me. So now that I was fed up with Fingerhut I sent them 1 last email and told them if they were unable to give me an increase in my limit then I was going to close my account. This women called me and told me the same garbage about not taking credit increase requests. So I told her to close my account. She says we take Visa and Mastercard and I thought why on earth would I use my credit card to buy from Fingerhut and pay more, wait for them to ship it and hope it gets here undamaged on when they say when I can just go to a local store pay a lot less and have it that day. So folks save yourselfs some aggravation and just get a credit card. Let Fingerhut keep not taking credit line increases and lose money while you enjoy your purchases that day. More Less


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