Features

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    21
  • Late Payment Penalty
    $37
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    10.24% - 18.24%
  • Transfer Fee
    5% w/$10 min.
  • Balance Transfer APR
    10.24% - 18.24%
  • Intro APR period (months)
    15
js-table-filter bizname-first-national-bank-of-omaha--platinum-edition-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
10.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1857

  • Free FICO Score
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.24%
Balance Transfer APR 10.24%
Intro APR period (months) 15
040
js-table-filter bizname-rakuten-rewards-mastercard
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter points-137
16.24
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1997

  • Every Purchase
  • Free FICO Score
  • Points
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
062
js-table-filter bizname-first-national-bank-of-omaha--platinum-edition-visa-card-with-maximum-rewards
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
js-table-filter points-137
10.24
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-116

Est. 1857

  • Free FICO Score
  • Points
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.24%
Balance Transfer APR 10.24%
Intro APR period (months) 15
006
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Reviews

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0 votes

Not the best place in the world if you're trying to improve your credit with a credit card, or if you want a card you can rely on to have the credit limit you want when it's time to buy something! I think there are much better options out there. So if you are reading this, go on and find one of them!


0 votes

I've had my credit line lowered twice with this outfit! I should have just closed it after the first time, but I figured that would also hurt my score even further. My best advice would be to avoid this card, unless you plan on using the heck out of it and maxing it out all of the time.


0 votes

Not sure who is the mastermind behind this card, but just like others here, I got a pretty good credit limit only to have it pulled out from under me. Ironically, right before I was getting to make a big purchase with it! I called to try to explain but just got a non-answer.


0 votes

This card has only proven to be very frustrating fo me! I got the card after applying and thinking that it would help my credit rating. I already had two other cards, but I wanted to increase my credit limit so that I would have more span between my limit and what I owed. They gave me a $2000 credit limit, which I thought was great. What wasn't great was that they lowered it to $1000 six months later, because I'd been careful and hadn't used more than 50% of ... the CL at a time! Really dumb and it just ended up hurting my credit. More Less


0 votes

I've read reviews about this place lowering credit lines for no apparent reason. I'm not sure why they do that, but I've tried to avoid that by having the thing nearly maxed out all of the time.That's not hard to do, because my credit line isn't that high. I just figure if it's almost maxed, how low are they gonna make it?


0 votes

I too had my credit line limited for no apparent reason. Really made me made because I was about to use the line! Now I have to figure out what I'm going to do for the purchase, which is something I promised to my son. Really annoyed right now!


0 votes

Things have worked out fairly well for me with this credit card. I have enjoyed the fact that there are no annual fees. They do offer a few benefits, including car rental insurance and travel insure--both of which I've used during my last trip.


0 votes

To their credit, this card's application process is straight forward and really simple. I was approved within 48 hours and I got a nice credit limit of $1500, which is just what I wanted. Unfortunately, that credit limit would be lowered within 6 months. Why? I can only think because I didn't max it out. Not really sure.


0 votes

So far, so good for me. I've been paying on time and am seeing my credit score inch up, which is what I want to see!! I love that there is no annual fee, as I hate to pay that every year. They don't have any rewards, though, so I'm thinking of adding another card to my mix that has rewards.


0 votes

Totally annoyed by the fact that this company has suspended my account on two separate occasions recently for no apparent reason! When I call and ask they tell me that they don't know why someone at their company keeps suspending my account! How can that be? How disorganized are they?


0 votes

I'm a little surprised at all of the negative publicity for this one, because I've found it to be pretty good. You get cash back and the APR is decent. There's also no annual fee, which of course, I really like. I think I'll be keeping it unless something better comes along.


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