Best Of Product
First Progress Platinum Prestige Mastercard® Secured Credit Card
Would you recommend First Progress Platinum Prestige Mastercard® Secured Credit Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
15.24% (Verified 08/07/2023) |
| Balance Transfer APR (Variable APR) |
N/A (Verified 08/07/2023) |
| Credit Score Range | 300 - 640 |
| Annual Fee | $49 |
| Number of Reviews | 17 |
First Progress Platinum Prestige Mastercard® Secured Credit Card Review
This is a secured credit card cashback card issued by Synovus Bank. If you're wondering whether First Progress Platinum Prestige Mastercard® Secured Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. First Progress Platinum Prestige Mastercard® Secured Credit Card has a variable purchase APR of 15.24%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of First Progress Platinum Prestige Mastercard® Secured Credit Card
| The Good | The Bad |
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First Progress Platinum Prestige Mastercard® Secured Credit Card FAQ
Does First Progress Platinum Prestige Mastercard® Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
What are the First Progress Platinum Prestige Mastercard® Secured Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Progress Platinum Prestige Mastercard® Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.First Progress Platinum Prestige Mastercard® Secured Credit Card has a variable purchase APR of 15.24%. It also has a variable cash advance APR of 24.24% .
Does First Progress Platinum Prestige Mastercard® Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Progress Platinum Prestige Mastercard® Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Progress Platinum Prestige Mastercard® Secured Credit Card?
The following fees apply:
| Description | |
|---|---|
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $49 |
| Minimum Interest Charge | $1.50 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $30 |
| Late Fee Amount | Up to $41 |
This card charges a $49 annual fee.
Does First Progress Platinum Prestige Mastercard® Secured Credit Card have a foreign transaction fee?
First Progress Platinum Prestige Mastercard® Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Progress Platinum Prestige Mastercard® Secured Credit Card?
The First Progress Platinum Prestige Mastercard® Secured Credit Card customer service number is (888) 796-6887.
What is the support contact email for First Progress Platinum Prestige Mastercard® Secured Credit Card?
The support contact email for First Progress Platinum Prestige Mastercard® Secured Credit Card is info@synovus.com.
What is the First Progress Platinum Prestige Mastercard® Secured Credit Card login page?
You can access the First Progress Platinum Prestige Mastercard® Secured Credit Card login page here.
How do people rate the customer service and user experience of First Progress Platinum Prestige Mastercard® Secured Credit Card?
Overall, First Progress Platinum Prestige Mastercard® Secured Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does First Progress Platinum Prestige Mastercard® Secured Credit Card report your account activity to credit bureaus?
Yes, First Progress Platinum Prestige Mastercard® Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Progress Platinum Prestige Mastercard® Secured Credit Card
- Visit the First Progress Platinum Prestige Mastercard® Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1111 Bay Avenue
Columbus, GA 31902 USA - (888) 796-6887
- Learn More
- Email Support
Other Services by Synovus Bank
Other Credit Cards by Synovus Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $49 |
| Minimum Interest Charge | $1.50 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $30 |
| Late Fee Amount | Up to $41 |
First Progress Platinum Prestige Mastercard® Secured Credit Card Community Reviews
Would you recommend First Progress Platinum Prestige Mastercard® Secured Credit Card to your friends?
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