SuperMoney
  First State Bank of Newcastle Mastercard Credit Card

First State Bank of Newcastle Mastercard Credit Card

in Personal Credit Cards from First State Bank of Newcastle

Unaffiliated

First State Bank of Newcastle Mastercard Credit Card

Unaffiliated

in Personal Credit Cards from First State Bank of Newcastle

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend First State Bank of Newcastle Mastercard Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 14.88%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 650 - 850
Annual Fee Up to $9

First State Bank of Newcastle Mastercard Credit Card Review

This is a rewards credit card issued by First State Bank of Newcastle. If you're wondering whether First State Bank of Newcastle Mastercard Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. First State Bank of Newcastle Mastercard Credit Card has a fixed purchase APR of 14.88%
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of First State Bank of Newcastle Mastercard Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Cardholders can earn rewards on purchases everywhere First State Bank of Newcastle Mastercard Credit Card is accepted.
  • First State Bank of Newcastle Mastercard Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
First State Bank of Newcastle Mastercard Credit Card FAQ

Does First State Bank of Newcastle Mastercard Credit Card have a cash back or rewards program?

First State Bank of Newcastle Mastercard Credit Card is a rewards card.

First State Bank of Newcastle Mastercard Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does First State Bank of Newcastle Mastercard Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does First State Bank of Newcastle Mastercard Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the First State Bank of Newcastle Mastercard Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for First State Bank of Newcastle Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR of 14.88%.

Does First State Bank of Newcastle Mastercard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does First State Bank of Newcastle Mastercard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for First State Bank of Newcastle Mastercard Credit Card?

The following fees apply:

  • There is no overlimit fee
First State Bank of Newcastle Mastercard Credit Card Fees
Fees Amount
Annual Fee
Overlimit Fee $0
Returned Payment Fee $0
Late Payment Fee $0

What is the customer service phone number for First State Bank of Newcastle Mastercard Credit Card?

The First State Bank of Newcastle Mastercard Credit Card customer service number is (888) 788-2892.

Does First State Bank of Newcastle Mastercard Credit Card report your account activity to credit bureaus?

Yes, First State Bank of Newcastle Mastercard Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First State Bank of Newcastle Mastercard Credit Card

  • Visit the First State Bank of Newcastle Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

About First State Bank of Newcastle Mastercard Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by First State Bank of Newcastle

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1
Every Purchase (Points) earn 1 point for every $1 you charge on your card.
Cash Advance Fee Minimum $0
No Annual Fee
Over-Limit Fee $0
No Interest Grace Period for Late Payment 35 days
Returned Payment Fee $0
Late Fee Amount $0
Annual Fee Up to $9
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Balance Computation “average daily balance” (excluding new purchases).
Purchase APR (Fixed APR) 14.88%
Card Type
  • Rewards
Card Network Mastercard

Be the first to rate

 

Would you recommend First State Bank of Newcastle Mastercard Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

First State Bank of Newcastle Personal Credit Cards

Loading...