Fort Worth Community CU Mastercard Platinum Member Rewards Review

Fort Worth Community CU Mastercard Platinum Member Rewards is a rewards credit card issued by Fort Worth Community CU. If you're wondering whether Fort Worth Community CU Mastercard Platinum Member Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Fort Worth Community CU Mastercard Platinum Member Rewards has a variable purchase APR that ranges from 13.74% up to 15.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Cardholders can earn rewards on purchases everywhere Fort Worth Community CU Mastercard Platinum Member Rewards is accepted. Fort Worth Community CU Mastercard Platinum Member Rewards reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Rewards bonus rate of only 1% on most everyday purchases. Terms apply*. Does not include many credit card benefits.

Is there a Fort Worth Community CU Mastercard Platinum Member Rewards cash back or rewards program?

Fort Worth Community CU Mastercard Platinum Member Rewards offers a rewards program to its customers.

Fort Worth Community CU Mastercard Platinum Member Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	1x
Annual rewards limit	N/A

What are the Fort Worth Community CU Mastercard Platinum Member Rewards benefits?

Fort Worth Community CU Mastercard Platinum Member Rewards provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Fort Worth Community CU Mastercard Platinum Member Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fort Worth Community CU Mastercard Platinum Member Rewards has lower than average purchase APRs.

Fort Worth Community CU Mastercard Platinum Member Rewards has a variable purchase APR that ranges from 13.74% up to 15.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 15.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Fort Worth Community CU Mastercard Platinum Member Rewards?

The following fees apply to Fort Worth Community CU Mastercard Platinum Member Rewards:

Fort Worth Community CU Mastercard Platinum Member Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

Does Fort Worth Community CU Mastercard Platinum Member Rewards report your account activity to credit bureaus?

Yes, Fort Worth Community CU Mastercard Platinum Member Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fort Worth Community CU Mastercard Platinum Member Rewards

• Visit the Fort Worth Community CU Mastercard Platinum Member Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.