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  Fort Worth Community CU Mastercard Platinum Member Rewards

Fort Worth Community CU Mastercard Platinum Member Rewards

in Personal Credit Cards from Fort Worth Community CU

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Fort Worth Community CU Mastercard Platinum Member Rewards

Unaffiliated

in Personal Credit Cards from Fort Worth Community CU

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Highlights
Purchase APR  (Variable APR) 13.74% - 15.74%
Balance Transfer APR  (Variable APR) 13.74% - 15.74%
Credit Score Range 650 - 850
Annual Fee $0

Fort Worth Community CU Mastercard Platinum Member Rewards Review

Fort Worth Community CU Mastercard Platinum Member Rewards is a rewards credit card issued by Fort Worth Community CU. If you're wondering whether Fort Worth Community CU Mastercard Platinum Member Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Fort Worth Community CU Mastercard Platinum Member Rewards has a variable purchase APR that ranges from 13.74% up to 15.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Fort Worth Community CU Mastercard Platinum Member Rewards Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Fort Worth Community CU Mastercard Platinum Member Rewards is accepted.
  • Fort Worth Community CU Mastercard Platinum Member Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Rewards bonus rate of only 1% on most everyday purchases. Terms apply*.
  • Does not include many credit card benefits.
Fort Worth Community CU Mastercard Platinum Member Rewards FAQ

Is there a Fort Worth Community CU Mastercard Platinum Member Rewards cash back or rewards program?

Fort Worth Community CU Mastercard Platinum Member Rewards offers a rewards program to its customers.

Fort Worth Community CU Mastercard Platinum Member Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate 1x
Annual rewards limit N/A

Does Fort Worth Community CU Mastercard Platinum Member Rewards have a signup bonus?

Fort Worth Community CU Mastercard Platinum Member Rewards doesn't offer a cash signup bonus.

Does Fort Worth Community CU Mastercard Platinum Member Rewards offer an annual loyalty bonus?

Fort Worth Community CU Mastercard Platinum Member Rewards doesn't offer a cash loyalty bonus.

What are the Fort Worth Community CU Mastercard Platinum Member Rewards benefits?

Fort Worth Community CU Mastercard Platinum Member Rewards provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Fort Worth Community CU Mastercard Platinum Member Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fort Worth Community CU Mastercard Platinum Member Rewards has lower than average purchase APRs.

Fort Worth Community CU Mastercard Platinum Member Rewards has a variable purchase APR that ranges from 13.74% up to 15.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 15.74%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Fort Worth Community CU Mastercard Platinum Member Rewards have an introductory APR offer on balance transfers?

No, Fort Worth Community CU Mastercard Platinum Member Rewards does not come with an introductory APR offer for balance transfers.

Does Fort Worth Community CU Mastercard Platinum Member Rewards have an introductory APR offer on new purchases?

Fort Worth Community CU Mastercard Platinum Member Rewards does not offer an introductory rate on new purchases.

What are the fees for Fort Worth Community CU Mastercard Platinum Member Rewards?

The following fees apply to Fort Worth Community CU Mastercard Platinum Member Rewards:

Fort Worth Community CU Mastercard Platinum Member Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Fort Worth Community CU Mastercard Platinum Member Rewards have a foreign transaction fee?

Fort Worth Community CU Mastercard Platinum Member Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fort Worth Community CU Mastercard Platinum Member Rewards report your account activity to credit bureaus?

Yes, Fort Worth Community CU Mastercard Platinum Member Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fort Worth Community CU Mastercard Platinum Member Rewards

  • Visit the Fort Worth Community CU Mastercard Platinum Member Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Fort Worth Community CU Mastercard Platinum Member Rewards

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1
Every Purchase (Points) With the Member Rewards credit card you earn a point for every dollar you spend. Earn points on everyday purchases
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Balance Computation Average daily balance (including new purchases).
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 13.74% - 15.74%
Balance Transfer APR (Variable APR) 13.74% - 15.74%
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Mastercard

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