Gettington.com is a trademark of Bluestem Brands. Bluestem Brands is based in Saint Cloud, Minnesota, and has a B+ rating with the BBB. Gettington.com provides clients with credit to spend on their website and pay off in easy monthly payments. The credit works similar to a credit card, but it cannot be used on other websites or with other companies. The credit is provided by WebBank, an industrial bank based in Salt Lake City, Utah.
Who is the Gettington Credit Designed For?
Gettington Credit is designed for people with fair credit who shop or want to buy at Gettington.com. Gettington.com is an online retailer that offers a wide selection of products that features over 20,000 products.
What are Gettington Credit’s Interest Rates?
Gettington Credit has a 25.15% APR that, as with regular credit cards, varies depending on the Prime Rate. Gettington provides a 24-day grace period during which no interest is charged.
What Are the Fees For Gettington Credit?
Gettington Credit does not charge an annual fee. It does, however, charge a $38 late payment fee and a $38 returned payment fee.
What Is Gettington Credit Rewards Program Like?
Gettington.com does not have a traditional points or miles rewards program. However, new clients do receive free shipping on orders of at least $49.
How Is Gettington Credit Better Than Other Credit Cards?
Gettington.com doesn’t offer a regular credit card. It is more like a store charge card or line of credit that can only be used to purchase items at Gettington.com. If you like shopping at Gettington.com and your credit is not good enough to qualify for a credit card with low interest rates, you may benefit for Gettington Credit. Gettington Credit is provided by WebBank, an FDIC-insured bank that reports payments to credit bureaus, which can help build your credit score.