Huntington National Bank Cashback Credit Card
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| Purchase APR (Variable APR) |
16.49% - 30.49% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
16.49% - 30.49% (Verified 08/04/2023) |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Huntington National Bank Cashback Credit Card Review
This is a cashback card issued by The Huntington National Bank. If you're wondering whether Huntington National Bank Cashback Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. Huntington National Bank Cashback Credit Card has a variable purchase APR that ranges from 16.49% up to 30.49%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Huntington National Bank Cashback Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Huntington National Bank Cashback Credit Card
| The Good | The Bad |
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Huntington National Bank Cashback Credit Card FAQ
Does Huntington National Bank Cashback Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Huntington National Bank Cashback Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Huntington National Bank Cashback Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Huntington National Bank Cashback Credit Card has a variable purchase APR that ranges from 16.49% up to 30.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 30.49%. It also has a variable cash advance APR that ranges from 28.49% up to 33.49%.
Does Huntington National Bank Cashback Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 16.49% - 30.49% |
| Balance Transfer Fee Minimum | $10 |
| Balance Transfer Fee % | 3% |
Does Huntington National Bank Cashback Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Huntington National Bank Cashback Credit Card?
The following fees apply:
| Description | |
|---|---|
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | $10 |
| Annual Fee | $0 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | Up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Huntington National Bank Cashback Credit Card?
The Huntington National Bank Cashback Credit Card customer service number is (800) 480-2265.
What is the support contact email for Huntington National Bank Cashback Credit Card?
The support contact email for Huntington National Bank Cashback Credit Card is social@huntington.com.
What is the Huntington National Bank Cashback Credit Card login page?
You can access the Huntington National Bank Cashback Credit Card login page here.
How do people rate the customer service and user experience of Huntington National Bank Cashback Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Huntington National Bank Cashback Credit Card report your account activity to credit bureaus?
Yes, Huntington National Bank Cashback Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Huntington National Bank Cashback Credit Card
- Visit the Huntington National Bank Cashback Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
41 S. High St.
Columbus, OH 43287 USA - (800) 480-2265
- Visit Site
- Email Support
Other Services by The Huntington National Bank
Other Credit Cards by The Huntington National Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | $10 |
| Annual Fee | $0 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | Up to $40 |
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