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  Landings Credit Union Visa Rewards Credit Card
Landings Credit Union Visa Rewards Credit Card
in Credit Cards from Landings Credit Union
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Landings Credit Union Visa Rewards Credit Card

Unaffiliated
in Credit Cards from Landings Credit Union
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Highlights
Purchase APR  (Variable APR) 9.25% - 15.25%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 9.25% - 15.25%
(Verified 08/04/2023)
Credit Score Range 650 - 850
Annual Fee $0

Landings Credit Union Visa Rewards Credit Card Review

This is a rewards card issued by Landings Credit Union. If you're wondering whether Landings Credit Union Visa Rewards Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Landings Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 9.25% up to 15.25%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 2% Balance transfer fee. Landings Credit Union Visa Rewards Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Landings Credit Union Visa Rewards Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Landings Credit Union Visa Rewards Credit Card is accepted.
  • Landings Credit Union Visa Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Charges a 2% balance transfer fee

Landings Credit Union Visa Rewards Credit Card FAQ

Does Landings Credit Union Visa Rewards Credit Card have a cash back or rewards program?

Landings Credit Union Visa Rewards Credit Card is a rewards card.

Landings Credit Union Visa Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Landings Credit Union Visa Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Landings Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Landings Credit Union Visa Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Landings Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 9.25% up to 15.25%. The card has a variable balance transfer APR that ranges from 9.25% up to 15.25%. It also has a variable cash advance APR that ranges from 9.25% up to 15.25%.

Does Landings Credit Union Visa Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Landings Credit Union Visa Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Landings Credit Union Visa Rewards Credit Card?

The following fees apply:

  • There is no overlimit fee
Landings Credit Union Visa Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $
Foreign Transaction Fee 1%
Returned Payment Fee Starting at $ up to $22
Late Payment Fee Starting at up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Landings Credit Union Visa Rewards Credit Card have a foreign transaction fee?

Landings Credit Union Visa Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Landings Credit Union Visa Rewards Credit Card?

The Landings Credit Union Visa Rewards Credit Card customer service number is (480) 967-9475.

What is the support contact email for Landings Credit Union Visa Rewards Credit Card?

The support contact email for Landings Credit Union Visa Rewards Credit Card is info@landingscu.org.

What is the Landings Credit Union Visa Rewards Credit Card login page?

You can access the Landings Credit Union Visa Rewards Credit Card login page here.

How do people rate the customer service and user experience of Landings Credit Union Visa Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Landings Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Landings Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Landings Credit Union Visa Rewards Credit Card

  • Visit the Landings Credit Union Visa Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00am
  • Tuesday 8:00am - 4:00am
  • Wednesday 9:00am - 4:00am
  • Thursday 8:00am - 4:00am
  • Friday 8:00am - 5:00am
  • Saturday Closed

About Landings Credit Union Visa Rewards Credit Card

View Landings Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) Up to $50
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0.50
Over-Limit Fee $0
Returned Payment Fee Up to $22
Paper Statement Fee $0
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • Groceries
  • Every Purchase
Cash Advance APR (Variable APR) 9.25% - 15.25%
APR Type Variable APR
Balance Computation "average daily balance (including new purchases)."
Credit Limit $500 - $25,000
Purchase APR (Variable APR) 9.25% - 15.25%
(Verified 08/04/2023)
Balance Transfer Fee % After Intro Period Starting at 2%
Balance Transfer APR (Variable APR) 9.25% - 15.25%
(Verified 08/04/2023)
Balance Transfer Fee % 2%
Card Type
  • Rewards
Card Network Visa

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