SuperMoney 

L.L.Bean Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

L.L.Bean Mastercard

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
3 users don't recommend
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Overview

Who is this credit card designed for?

L.L.Bean Mastercard is a store credit card credit card issued by Citibank, which is based in Sioux Falls, SD. 

L.L.Bean Mastercard is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

L.L.Bean Mastercard has a variable purchase APR that ranges from 15.49% up to 21.49%.

The card has a variable balance transfer APR that ranges from 15.49% up to 21.49%.

It also has a variable cash advance APR starting at 26.74%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, L.L.Bean Mastercard does not come with an introductory APR offer for balance transfers.

L.L.Bean Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to L.L.Bean Mastercard:

  • There is no annual fee.
  • A returned payment fee of $35.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

L.L.Bean Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants
  • Retail

Is a signup bonus offered?

L.L.Bean Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

L.L.Bean Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 L.L.Bean Mastercard provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus
  • Does L.L.Bean Mastercard report your account activity to credit bureaus?

    L.L.Bean Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    23
    Annual Fee
    $0
    No Annual Fee
     
    List of Fees
    Returned Payment Fee
    $35
    Minimum Interest Charge
    $0.50
    Balance Transfer Fee %
    5%
    Balance Transfer Fee Minimum
    $5
    Foreign Currency Transaction Fee
    3%
    Minimum Age
    18
    Credit Score Range
    700 - 850
    850 300 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Credit Card Benefits
    • Fraud Liability
    • Identity Theft Protection
    No Reward Expiration Period
     
    Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
    • Retail
    Percentage
    Purchase APR
    (Variable APR)
    15.49% - 21.49%
        0% 29%
    Percentage
    Cash Advance APR
    (Variable APR)
    Starting at
    26.74%
    Balance Computation
    daily balance (including current transactions)
    Penalty APR
    29.99%
    Percentage
    Balance Transfer APR
    (Variable APR)
    15.49% - 21.49%
        8% 29%

    Reviews

     
     

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