Lubrizol Employees Credit Union Platinum MasterCard
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Fixed APR) | 8.9% - 12% |
| Balance Transfer APR (Fixed APR) | 8.9% - 12% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Lubrizol Employees Credit Union Platinum MasterCard Review
This is a rewards card issued by Lubrizol Employees Credit Union. If you're wondering whether Lubrizol Employees Credit Union Platinum MasterCard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Lubrizol Employees Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 8.9% up to 12%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Lubrizol Employees Credit Union Platinum MasterCard
| The Good | The Bad |
|---|---|
|
|
Lubrizol Employees Credit Union Platinum MasterCard FAQ
Does Lubrizol Employees Credit Union Platinum MasterCard have a cash back or rewards program?
Lubrizol Employees Credit Union Platinum MasterCard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Lubrizol Employees Credit Union Platinum MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Lubrizol Employees Credit Union Platinum MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Lubrizol Employees Credit Union Platinum MasterCard benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Lubrizol Employees Credit Union Platinum MasterCard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Lubrizol Employees Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 8.9% up to 12%. The card has a fixed balance transfer APR that ranges from 8.9% up to 12%. It also has a fixed cash advance APR that ranges from 8.9% up to 12%.
Does Lubrizol Employees Credit Union Platinum MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Lubrizol Employees Credit Union Platinum MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Lubrizol Employees Credit Union Platinum MasterCard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Lubrizol Employees Credit Union Platinum MasterCard have a foreign transaction fee?
Lubrizol Employees Credit Union Platinum MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Lubrizol Employees Credit Union Platinum MasterCard?
The Lubrizol Employees Credit Union Platinum MasterCard customer service number is (281) 479-6651.
What is the support contact email for Lubrizol Employees Credit Union Platinum MasterCard?
The support contact email for Lubrizol Employees Credit Union Platinum MasterCard is mail@lzecu.org.
What is the Lubrizol Employees Credit Union Platinum MasterCard login page?
You can access the Lubrizol Employees Credit Union Platinum MasterCard login page here.
How do people rate the customer service and user experience of Lubrizol Employees Credit Union Platinum MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Lubrizol Employees Credit Union Platinum MasterCard report your account activity to credit bureaus?
Yes, Lubrizol Employees Credit Union Platinum MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Lubrizol Employees Credit Union Platinum MasterCard
- Visit the Lubrizol Employees Credit Union Platinum MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
205 Center St Deer Park, TX 77536
Deer Park, TX 77536 USA - (281) 479-6651
- Visit Site
- Email Support
About Lubrizol Employees Credit Union Platinum MasterCard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $20 |
| Paper Statement Fee | $3 |
| Late Fee Amount | Up to $20 |
Be the first to rate
Would you recommend Lubrizol Employees Credit Union Platinum MasterCard to your friends?
Other Credit Cards
- ALL Rewards Mastercard®
- Academy Bank Credit Builder Secured Visa Credit Card
- Allegacy FCU Visa® Platinum Credit Card
- Bank Fund Staff FCU Blueprint Visa Platinum Secured Credit Card
- Costco Anywhere Visa Card by Citi
- Dollar Bank Secured Credit Card
- Eastman Credit Union Cash Rewards Visa
- Fowler State Bank Visa Credit Card
- GTE Federal Credit Union Go To Mastercard Credit Card
- Jax FCU Cash Rewards Visa Credit Card
- Parkside Credit Union Rewards Visa Credit Card
- People First Federal CU Visa Credit Card
