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  McCoy's Building Supply Credit Card

McCoy's Building Supply Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

McCoy's Building Supply Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Browse Reviews: 1 Recommendations | 0 Complaints
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Highlights
Community Rating

Rating not yet determined  
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

McCoy's Building Supply Credit Card Review

McCoy's Building Supply Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether McCoy's Building Supply Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
McCoy's Building Supply Credit Card Pros & Cons
The Good The Bad
  • Special financing options available.
  • 6% rewards points on purchases with the McCoy’s Consumer Credit Card Building Bucks program when you choose the rewards.
  • Earn $15 for every $250 spent with your McCoy's Consumer Credit Card when you choose the reward
  • 10% off your first McCoy’s Consumer Credit Card purchase, up to $50.
  • McCoy's Building Supply Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
McCoy's Building Supply Credit Card FAQ

Is there a McCoy's Building Supply Credit Card cash back or rewards program?

No, McCoy's Building Supply Credit Card does not offer a rewards program.

What are the relevant APRs for McCoy's Building Supply Credit Card?

McCoy's Building Supply Credit Card has a variable purchase APR of up to 29.99%.

Does McCoy's Building Supply Credit Card have an introductory APR offer on balance transfers?

No, McCoy's Building Supply Credit Card does not come with an introductory APR offer for balance transfers.

Does McCoy's Building Supply Credit Card have an introductory APR offer on new purchases?

McCoy's Building Supply Credit Card does not offer an introductory rate on new purchases.
McCoy's Building Supply Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for McCoy's Building Supply Credit Card?

The following fees apply to McCoy's Building Supply Credit Card:

McCoy's Building Supply Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee $28
Late Payment Fee up to $39

Does McCoy's Building Supply Credit Card report your account activity to credit bureaus?

Yes, McCoy's Building Supply Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for McCoy's Building Supply Credit Card

  • Visit the McCoy's Building Supply Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Returned Payment Fee $28
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Purchase APR (Variable APR) Up to 29.99%
Card Type Store Card
Card Network Other

McCoy's Building Supply Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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