SuperMoney
  Merrick Bank Double Your Line Platinum Visa

Merrick Bank Double Your Line Platinum Visa

in Personal Credit Cards from Merrick Bank

Claimed

Merrick Bank Double Your Line Platinum Visa

Claimed

in Personal Credit Cards from Merrick Bank

SuperMoney Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

5 users recommend
0 users are unsure
0 users don't recommend
Cast your vote

Would you recommend Merrick Bank Double Your Line Platinum Visa to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 23.45% - 28.45%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0 - $72
Number of Reviews 5

Merrick Bank Double Your Line Platinum Visa Review

Merrick Bank Double Your Line Platinum Visa is a credit card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line Platinum Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 23.45% up to 28.45%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $72 for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Merrick Bank Double Your Line Platinum Visa Pros & Cons
The Good The Bad
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • Merrick Bank Double Your Line Platinum Visa reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Merrick Bank Double Your Line Platinum Visa FAQ

Is there a Merrick Bank Double Your Line Platinum Visa cash back or rewards program?

No, Merrick Bank Double Your Line Platinum Visa does not offer a rewards program.

What are the Merrick Bank Double Your Line Platinum Visa benefits?

Merrick Bank Double Your Line Platinum Visa provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Merrick Bank Double Your Line Platinum Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Merrick Bank Double Your Line Platinum Visa has higher than average purchase APRs.

Merrick Bank Double Your Line Platinum Visa has a variable purchase APR that ranges from 23.45% up to 28.45%. It also has a variable cash advance APR that ranges from 28.45% up to 33.45%.

Does Merrick Bank Double Your Line Platinum Visa have an introductory APR offer on balance transfers?

No, Merrick Bank Double Your Line Platinum Visa does not come with an introductory APR offer for balance transfers.

Does Merrick Bank Double Your Line Platinum Visa have an introductory APR offer on new purchases?

Merrick Bank Double Your Line Platinum Visa does not offer an introductory rate on new purchases.
Merrick Bank Double Your Line Platinum Visa Purchase Intro Offer
Description

What are the fees for Merrick Bank Double Your Line Platinum Visa?

The following fees apply to Merrick Bank Double Your Line Platinum Visa:

  • There is no overlimit fee
Merrick Bank Double Your Line Platinum Visa Fees
Fees Amount
Annual Fee Starting at $0 up to $72
Overlimit Fee $0
Initial Program Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Merrick Bank Double Your Line Platinum Visa have a foreign transaction fee?

Merrick Bank Double Your Line Platinum Visa charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Merrick Bank Double Your Line Platinum Visa report your account activity to credit bureaus?

Yes, Merrick Bank Double Your Line Platinum Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Merrick Bank Double Your Line Platinum Visa

  • Visit the Merrick Bank Double Your Line Platinum Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Merrick Bank Double Your Line Platinum Visa Disclosure: Annual fees range from $0-$72
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   10705 South Jordan Gateway
    Suite 200
    South Jordan, UT 84095
  •   Visit Site

About Merrick Bank Double Your Line Platinum Visa

Icon for Personal Credit Cards
View all personal credit cards offered by Merrick Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $0 - $75
Over-Limit Fee $0
Paper Statement Fee $0
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 4%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 2%
Annual Fee $0 - $72
Minimum Interest Charge $1
Returned Payment Fee Up to $40
Additional Card Fee Amount $12
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Rewards Type No Rewards
Cash Advance APR (Variable APR) 28.45% - 33.45%
Balance Computation Average daily balances (including new purchases)
Credit Limit $550 - $1,200
Purchase APR (Variable APR) 23.45% - 28.45%
Card Type
  • Bad Credit
Card Network Visa

Merrick Bank Double Your Line Platinum Visa Community Reviews

 

Would you recommend Merrick Bank Double Your Line Platinum Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Personal Credit Cards

Merrick Bank Personal Credit Cards

Loading...