Merrick Bank Double Your Line™ Platinum Visa® Credit Card
in Personal Credit Cards from Merrick Bank
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Merrick Bank Double Your Line™ Platinum Visa® Credit Card
in Personal Credit Cards from Merrick Bank
Would you recommend Merrick Bank Double Your Line™ Platinum Visa® Credit Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 19.45% - 28.45% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 - $72 |
| Number of Reviews | 10 |
Merrick Bank Double Your Line™ Platinum Visa® Credit Card Review
This is a credit card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line™ Platinum Visa® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.45% up to 28.45%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $72 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Merrick Bank Double Your Line™ Platinum Visa® Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Merrick Bank Double Your Line™ Platinum Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR that ranges from 19.45% up to 28.45%. It also has a variable cash advance APR that ranges from 24.95% up to 33.45%.
Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Merrick Bank Double Your Line™ Platinum Visa® Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $0 up to $72 |
| Overlimit Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have a foreign transaction fee?
Merrick Bank Double Your Line™ Platinum Visa® Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Merrick Bank Double Your Line™ Platinum Visa® Credit Card?
The Merrick Bank Double Your Line™ Platinum Visa® Credit Card customer service number is (800) 204-5936.
How do people rate the customer service and user experience of Merrick Bank Double Your Line™ Platinum Visa® Credit Card?
Overall, Merrick Bank Double Your Line™ Platinum Visa® Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card report your account activity to credit bureaus?
Yes, Merrick Bank Double Your Line™ Platinum Visa® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Merrick Bank Double Your Line™ Platinum Visa® Credit Card
- Visit the Merrick Bank Double Your Line™ Platinum Visa® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Contact
- Headquarters
-
10705 South Jordan Gateway
Suite 200
South Jordan, UT 84095 - (800) 204-5936
- Visit Site
Other Services by Merrick Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Cash Advance Fee ($) | Starting at $0 |
| Initial Program Fee | $0 - $72 |
| Over-Limit Fee | $0 |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 4% |
| Foreign Currency Transaction Fee | 2% |
| Annual Fee | $0 - $72 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $40 |
| Additional Card Fee Amount | $12 |
| Late Fee Amount | Up to $40 |
Merrick Bank Double Your Line™ Platinum Visa® Credit Card Community Reviews
Would you recommend Merrick Bank Double Your Line™ Platinum Visa® Credit Card to your friends?
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