
Merrick Bank Double Your Line Platinum Visa
in Personal Credit Cards from Merrick Bank
Would you recommend Merrick Bank Double Your Line Platinum Visa to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) | 23.45% - 28.45% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 - $72 |
Number of Reviews | 5 |
Merrick Bank Double Your Line Platinum Visa Review
Merrick Bank Double Your Line Platinum Visa is a credit card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line Platinum Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 23.45% up to 28.45%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $72 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
The Good | The Bad |
---|---|
|
|
Is there a Merrick Bank Double Your Line Platinum Visa cash back or rewards program?
No, Merrick Bank Double Your Line Platinum Visa does not offer a rewards program.
What are the Merrick Bank Double Your Line Platinum Visa benefits?
Merrick Bank Double Your Line Platinum Visa provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Merrick Bank Double Your Line Platinum Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Merrick Bank Double Your Line Platinum Visa has higher than average purchase APRs.Merrick Bank Double Your Line Platinum Visa has a variable purchase APR that ranges from 23.45% up to 28.45%. It also has a variable cash advance APR that ranges from 28.45% up to 33.45%.
Does Merrick Bank Double Your Line Platinum Visa have an introductory APR offer on balance transfers?
No, Merrick Bank Double Your Line Platinum Visa does not come with an introductory APR offer for balance transfers.Does Merrick Bank Double Your Line Platinum Visa have an introductory APR offer on new purchases?
Merrick Bank Double Your Line Platinum Visa does not offer an introductory rate on new purchases.Description |
---|
What are the fees for Merrick Bank Double Your Line Platinum Visa?
The following fees apply to Merrick Bank Double Your Line Platinum Visa:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $72 |
Overlimit Fee | $0 |
Initial Program Fee | $0 |
Foreign Transaction Fee | 2% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does Merrick Bank Double Your Line Platinum Visa have a foreign transaction fee?
Merrick Bank Double Your Line Platinum Visa charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Merrick Bank Double Your Line Platinum Visa report your account activity to credit bureaus?
Yes, Merrick Bank Double Your Line Platinum Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Merrick Bank Double Your Line Platinum Visa
- Visit the Merrick Bank Double Your Line Platinum Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
10705 South Jordan Gateway
Suite 200
South Jordan, UT 84095 - Visit Site
About Merrick Bank Double Your Line Platinum Visa

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Initial Program Fee | $0 - $75 |
Over-Limit Fee | $0 |
Paper Statement Fee | $0 |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 4% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 2% |
Annual Fee | $0 - $72 |
Minimum Interest Charge | $1 |
Returned Payment Fee | Up to $40 |
Additional Card Fee Amount | $12 |
Late Fee Amount | Up to $40 |
Merrick Bank Double Your Line Platinum Visa Community Reviews
Would you recommend Merrick Bank Double Your Line Platinum Visa to your friends?
Merrick Bank Personal Credit Cards
- Advancial Federal Credit Union Dinero Visa® Credit Card
- Baxter Credit Union Low Rate Simply Visa Credit Card
- Berkshire Bank Visa Signature® Max Cash Preferred Credit Card
- Citizens National Bank World and Preferred Points Card
- GEM Federal Credit Union Visa Classic
- Green Dot primor® Mastercard® Classic Secured Credit Card
- JC Penney Credit Card
- Keesler Federal Credit Union Visa Classic
- Lexus Pursuits Visa®
- Numerica Credit Union Visa Luna Credit Card
- The Stage Store Credit Card
- Tuffy Tire & Auto Service Credit Card