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Last Updated: 07/28/2025

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Merrick Bank Double Your Line® Secured Credit Card

from Merrick Bank

Last Updated: 07/28/2025

Strongly recommended11 total votes

7 users recommend

3 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

22.70%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A(Verified 08/21/2023)

Credit Score Range

300 - 640

Annual Fee

$36

Number of Reviews

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Contact

Headquarters

10705 South Jordan Gateway

Suite 200

South Jordan, UT 84095

Visit Site

Email Support

Other Services by Merrick Bank

Personal Loans

13 Reviews

Other Credit Cards from Merrick Bank

Merrick Bank Secured Credit Card

Strongly recommended

12 reviews

Purchase APR

21.95%

Disclaimer popup with additional information

Balance Transfer APR

N/A

Credit Score Range

300 - 640

300

850

Annual Fee

Up to $36

Visit Site

Merrick Bank Double Your Line® Mastercard®

Strongly recommended

11 reviews

Purchase APR

23.95% - 29.95%

Disclaimer popup with additional information

Balance Transfer APR

N/A

Credit Score Range

300 - 700

300

850

Annual Fee

$0 - $72

Visit Site

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +55, or 4.1 on a 5-point rating scale.

+55

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Merrick Bank Double Your Line® Secured Credit Card Community Reviews

Would you recommend Merrick Bank Double Your Line® Secured Credit Card to your friends?

Noam W.

Mar 30, 2022

May or may not recommend

Merrick Bank doesn't offer most credit-card benefits. They also charge for payments made out of the country. If you have a low credit score, this might be the best option. However, the high annual fee is something to consider before applying. You should only use this bank if you have a bad credit score, otherwise, look somewhere with more benefits.

Tresttan W.

Mar 25, 2022

May or may not recommend

Merrick is a good line of credit that gives you credit growth but their customer service is killer and sometimes leaves people in collections and detriment to your FICO.

Amy H.

Feb 23, 2022

May or may not recommend

Merrick is quick to respond to any and all issues including lost cards. I called and within a few days I had another card. I also had a missed payment that I had made, but for some reason it did not go through. When I called, they saw the attempt, so I was not charged for the missed payment. My only issue is the fee. I have to remember to ...Show More

Robyn F.

Jan 12, 2022

May or may not recommend

I would recommend using this credit card. The rates are a lot lower than most credit cards.

Lashane H.

Dec 3, 2021

May or may not recommend

Love the card design. Im not a fan of the annual fees that are high. This card has very high interest and they charged other transaction fees so its not a great card if you travel a lot or buy things online.

Ashuntae J.

Oct 5, 2021

May or may not recommend

Merrick is a great bank overall, but this card is one of the best they have to offer. When signing up, my credit was basically zero. I was approved regardless of that. Now my credit score is well over 700 thanks to Merrick. 10/10 would recommend

Zavion H.

Oct 1, 2021

May or may not recommend

Merrick Bank offers a range of credit cards to meet your needs, so you can live the life you want without the stress of worrying about paying back your credit card. With low APRs and no annual fees, you can enjoy financial freedom and access to a variety of rewards.

Rana H.

Jan 21, 2021

May or may not recommend

The Merrick Bank Secured Visa card is a good fit only if you are planning to establish your credit history and staying with Merrick. However, if you are planning to potentially bank elsewhere, it isn't really a good option for you. The plus side is that the card has a 17.45% variable APR, which is relatively low for a secured credit card. It might be higher than the average credit ...Show More

Taren B.

Jan 11, 2021

May or may not recommend

Where do I start? I have had this card for only a couple months, and it has raised my credit score almost 100 points! There is even a mobile app to keep track of spending! To anyone that needs to learn how to manage their money a bit better, this is the card for them!

Mariah M.

Dec 15, 2020

May or may not recommend

This has been the best credit card to get for my teenaged son to teach him about responsible credit card use and build his credit score. I love that we were the ones who set the credit limit so that we could choose a spending amount that would keep my son within his spending means. Also, while I do not like the high interest rate, it has been ...Show More

Emily W.

Nov 24, 2020

May or may not recommend

I've only had this card for 2 months and my credit score has already gone up over 70 points. I wish I had gone a little higher on my opening deposit, but using their mobile app makes tracking my spending and paying on my balance so quick & convenient.

Showing 11 of 11 reviews