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Merrick Bank Double Your Line® Secured Credit CardNot Currently Available
Merrick Bank Double Your Line® Secured Credit Card
Would you recommend Merrick Bank Double Your Line® Secured Credit Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
22.70% (Verified 08/21/2023) |
| Balance Transfer APR (Variable APR) |
N/A (Verified 08/21/2023) |
| Credit Score Range | 300 - 640 |
| Annual Fee | $36 |
| Number of Reviews | 11 |
Merrick Bank Double Your Line® Secured Credit Card Review
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Merrick Bank Double Your Line® Secured Credit Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a secured credit card card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line Secured Credit Card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.70%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Merrick Bank Double Your Line Secured Credit Card
| The Good | The Bad |
|---|---|
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Merrick Bank Double Your Line Secured Credit Card FAQ
Does Merrick Bank Double Your Line Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Merrick Bank Double Your Line Secured Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Merrick Bank Double Your Line Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Merrick Bank Double Your Line® Secured Credit Card has a variable purchase APR of 22.70%. It also has a variable cash advance APR of 27.70% .
Does Merrick Bank Double Your Line Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Merrick Bank Double Your Line Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Merrick Bank Double Your Line Secured Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $36 |
| Overlimit Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | Starting at $ up to $40 |
| Late Payment Fee | Starting at up to $40 |
This card charges a $36 annual fee.
Does Merrick Bank Double Your Line Secured Credit Card have a foreign transaction fee?
Merrick Bank Double Your Line Secured Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Merrick Bank Double Your Line Secured Credit Card?
The Merrick Bank Double Your Line Secured Credit Card customer service number is (800) 204-5936.
What is the support contact email for Merrick Bank Double Your Line Secured Credit Card?
The support contact email for Merrick Bank Double Your Line Secured Credit Card is reclending.customerservice@merrickbank.com.
What is the Merrick Bank Double Your Line Secured Credit Card login page?
You can access the Merrick Bank Double Your Line Secured Credit Card login page here.
How do people rate the customer service and user experience of Merrick Bank Double Your Line Secured Credit Card?
Overall, Merrick Bank Double Your Line Secured Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Merrick Bank Double Your Line® Secured Credit Card report your account activity to credit bureaus?
Yes, Merrick Bank Double Your Line® Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Merrick Bank Double Your Line Secured Credit Card
- Visit the Merrick Bank Double Your Line Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
10705 South Jordan Gateway
Suite 200
South Jordan, UT 84095 USA - (800) 204-5936
- Visit Site
- Email Support
Other Services by Merrick Bank
Other Credit Cards by Merrick Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
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- New Hampshire
- New Jersey
- New Mexico
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- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 4% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Initial Program Fee | $0 |
| Foreign Currency Transaction Fee | 2% |
| Annual Fee | $36 |
| Minimum Interest Charge | $1 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Merrick Bank Double Your Line® Secured Credit Card Community Reviews
Would you recommend Merrick Bank Double Your Line® Secured Credit Card to your friends?
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