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  Merrick Platinum Visa

Merrick Platinum Visa

in Personal Credit Cards from Merrick Bank

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Merrick Platinum Visa

Unaffiliated

in Personal Credit Cards from Merrick Bank

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Highlights
Highlights
Annual Fee $96
Purchase APR  (Variable APR) 20.45% - 29.95%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A

Merrick Platinum Visa Review

Merrick Platinum Visa is a credit card issued by Merrick Bank. 

If you're wondering whether Merrick Platinum Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Merrick Platinum Visa
Pros Cons
  • Good for people with bad credit.
  • Free credit score.
  • This card is by invitation only. Customers who receive an offer from Merrick Bank may apply.
  • This card comes with a hefty annual fee.
  • There is an initial set up fee of up to $75.
  • Is there a Merrick Platinum Visa cash back or rewards program?

    No, Merrick Platinum Visa does not offer a rewards program.

    Merrick Platinum Visa Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the Merrick Platinum Visa benefits?

    Merrick Platinum Visa provides the following benefits:

    • Free Credit Score
    • Fraud Liability
    • Reports to major credit bureaus

    What are the relevant APRs for Merrick Platinum Visa?

    Merrick Platinum Visa has a variable purchase APR that ranges from 20.45% up to 29.95%.

    Does Merrick Platinum Visa have an introductory APR offer?

    Merrick Platinum Visa does not offer an introductory rate on new purchases.

    Merrick Platinum Visa Rates & Terms
    Purchase APR 20.45% - 29.95%

    What are the Merrick Platinum Visa fees?

    $96 Annual Fee. Merrick Platinum Visa charges an annual fee of $96.

    The following fees apply to Merrick Platinum Visa:

    Merrick Platinum Visa Fees
    Fees Amount
    Annual Fee $96
    Initial Processing Fee $75

    Does Merrick Platinum Visa report your account activity to credit bureaus?

    Merrick Platinum Visa reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for Merrick Platinum Visa

    • Visit the Merrick Bank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   10705 South Jordan Gateway
      Suite 200
      South Jordan, UT 84095 USA
    •   Visit Site

    About Merrick Platinum Visa

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    View all personal credit cards offered by Merrick Bank

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Paper Statement Fee $0
    Initial Processing Fee $75
    Annual Fee $96
    Minimum Age 18
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Free FICO Score  
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Score
    Purchase APR (Variable APR) 20.45% - 29.95%

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