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  Mission Lane Cash Back Visa Credit Card
Mission Lane Cash Back Visa Credit Card Claimed

Mission Lane Cash Back Visa Credit Card

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Highlights
Purchase APR  (Variable APR) 26.99%
(Verified 08/23/2023)
Balance Transfer APR  (Variable APR) N/A
(Verified 08/23/2023)
Credit Score Range 630 - 850
Annual Fee $19

Mission Lane Cash Back Visa Credit Card Review

This is a cashback card issued by Mission Lane. If you're wondering whether mission lane cash back visa credit card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 630.

Pros & Cons of mission lane cash back visa credit card

The Good The Bad
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair credit.
  • Mission Lane Cash Back Visa Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $19
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.

mission lane cash back visa credit card FAQ

Does mission lane cash back visa credit card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the mission lane cash back visa credit card benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for mission lane cash back visa credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Mission Lane Cash Back Visa Credit Card has a variable purchase APR of 26.99%. It also has a variable cash advance APR of 29.99% .

Does mission lane cash back visa credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does mission lane cash back visa credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for mission lane cash back visa credit card?

The following fees apply:

Mission Lane Cash Back Visa Credit Card Fees
Description
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee?
No Foreign Transaction Fee?
Annual Fee $19
Minimum Interest Charge $0.50
No Interest Grace Period for Late Payment 23 days
Late Fee Amount Up to $35

This card charges a $19 annual fee.

Does mission lane cash back visa credit card have a foreign transaction fee?

mission lane cash back visa credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for mission lane cash back visa credit card?

The mission lane cash back visa credit card customer service number is .

What is the support contact email for mission lane cash back visa credit card?

The support contact email for mission lane cash back visa credit card is support@missionlane.com.

What is the mission lane cash back visa credit card login page?

You can access the mission lane cash back visa credit card login page here.

How do people rate the customer service and user experience of mission lane cash back visa credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Mission Lane Cash Back Visa Credit Card report your account activity to credit bureaus?

Yes, Mission Lane Cash Back Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for mission lane cash back visa credit card

  • Visit the mission lane cash back visa credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Annual Fee $19
Minimum Interest Charge $0.50
No Interest Grace Period for Late Payment 23 days
Late Fee Amount Up to $35
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 630 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • 1% Cash Back on Every Purchase
Cash Advance APR (Variable APR) 29.99%
APR Type Variable APR
Balance Computation We use a method called "Daily Balance (including new transactions)."
Purchase APR (Variable APR) 26.99%
(Verified 08/23/2023)
Card Type
  • Cashback
Card Network Visa

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