Last Updated: 07/28/2025
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
26.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A(Verified 08/23/2023)
Credit Score Range
630 - 850
Annual Fee
$19
Mission Lane Cash Back Visa Credit Card Review
This is a cashback credit card issued by Mission Lane. If you're wondering whether Mission Lane Cash Back Visa Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of mission lane cash back visa credit card
| The Good | The Bad |
|
|
mission lane cash back visa credit card FAQ
Does mission lane cash back visa credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for mission lane cash back visa credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Mission Lane Cash Back Visa Credit Card has a variable purchase APR of 26.99%. Mission Lane Cash Back Visa Credit Card does not offer balance transfers. It also has a variable cash advance APR of 29.99% .
Does mission lane cash back visa credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Mission Lane Cash Back Visa Credit Card does not offer balance transfers.Does mission lane cash back visa credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for mission lane cash back visa credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $19 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $19.
Does mission lane cash back visa credit card have a foreign transaction fee?
mission lane cash back visa credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for mission lane cash back visa credit card?
The support contact email for mission lane cash back visa credit card is support@missionlane.com.
How do people rate the customer service and user experience of mission lane cash back visa credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mission Lane Cash Back Visa Credit Card report your account activity to credit bureaus?
Yes, Mission Lane Cash Back Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mission Lane perform a hard credit pull?
Yes, mission lane cash back visa credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for mission lane cash back visa credit card
- Visit the website of mission lane cash back visa credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Other Services by Mission Lane
Checking Accounts
Rating not yet determined (2 Reviews)
Other Credit Cards from Mission Lane
Purchase APR
26.99% - 29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 700
300
850
Annual Fee
$0 - $59
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-100
-1000+100
No one recommends
Everyone recommends
Mission Lane Cash Back Visa Credit Card Community Reviews
Would you recommend Mission Lane Cash Back Visa Credit Card to your friends?
TK
Theodore K.
Mar 14, 2024
May or may not recommend
I'm disappointed I got this Mission Lane card. Applying was easy enough with my so-so credit score. But there's an annual fee, a foreign transaction fee, and no rewards! And the interest rate is pretty high too. I've been browsing Supermoney during my lunch break and there are so many cards out there that don't have all these fees. Maybe I should switch to one of those?
Showing 1 of 1 reviews
