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  New England Federal Credit Union Visa Explorer Rewards Credit Card

New England Federal Credit Union Visa Explorer Rewards Credit Card

in Personal Credit Cards from New England Federal Credit Union

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New England Federal Credit Union Visa Explorer Rewards Credit Card

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in Personal Credit Cards from New England Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 11.15% - 18.00%
Balance Transfer APR  (Variable APR) 11.15% - 18.00%
Credit Score Range 650 - 850
Annual Fee $0

New England Federal Credit Union Visa Explorer Rewards Credit Card Review

This is a rewards credit card issued by New England Federal Credit Union. If you're wondering whether New England Federal Credit Union Visa Explorer Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Competitive APRs. New England Federal Credit Union Visa Explorer Rewards Credit Card has a variable purchase APR that ranges from 11.15% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of New England Federal Credit Union Visa Explorer Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere New England Federal Credit Union Visa Explorer Rewards Credit Card is accepted.
  • New England Federal Credit Union Visa Explorer Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
New England Federal Credit Union Visa Explorer Rewards Credit Card FAQ

Does New England Federal Credit Union Visa Explorer Rewards Credit Card have a cash back or rewards program?

New England Federal Credit Union Visa Explorer Rewards Credit Card is a rewards card.

New England Federal Credit Union Visa Explorer Rewards Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does New England Federal Credit Union Visa Explorer Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does New England Federal Credit Union Visa Explorer Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the New England Federal Credit Union Visa Explorer Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for New England Federal Credit Union Visa Explorer Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.15% up to 18.00%. The card has a variable balance transfer APR that ranges from 11.15% up to 18.00%. It also has a variable cash advance APR that ranges from 11.15% up to 18.00%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does New England Federal Credit Union Visa Explorer Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

New England Federal Credit Union Visa Explorer Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 11.15% - 18.00%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does New England Federal Credit Union Visa Explorer Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for New England Federal Credit Union Visa Explorer Rewards Credit Card?

The following fees apply:

  • There is no overlimit fee
New England Federal Credit Union Visa Explorer Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $0
Late Payment Fee up to $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does New England Federal Credit Union Visa Explorer Rewards Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for New England Federal Credit Union Visa Explorer Rewards Credit Card?

The New England Federal Credit Union Visa Explorer Rewards Credit Card customer service number is (800) 400-8790.

What is the support contact email for New England Federal Credit Union Visa Explorer Rewards Credit Card?

The support contact email for New England Federal Credit Union Visa Explorer Rewards Credit Card is online@nefcu.com.

Does New England Federal Credit Union Visa Explorer Rewards Credit Card report your account activity to credit bureaus?

Yes, New England Federal Credit Union Visa Explorer Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for New England Federal Credit Union Visa Explorer Rewards Credit Card

  • Visit the New England Federal Credit Union Visa Explorer Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About New England Federal Credit Union Visa Explorer Rewards Credit Card

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View all personal credit cards offered by New England Federal Credit Union

Availability

  Available in 1 state
Vermont
Availabile in all of Vermont

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Up to 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $0
Paper Statement Fee $5
Late Fee Amount Up to $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 11.15% - 18.00%
Balance Computation average daily balance (excluding new purchases).
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 11.15% - 18.00%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 11.15% - 18.00%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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