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  P. C. Richard & Son Credit Card

P. C. Richard & Son Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

P. C. Richard & Son Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
4 users don't recommend
Browse Reviews: 0 Recommendations | 4 Complaints
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Highlights
Community Rating

Rating not yet determined  
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

P. C. Richard & Son Credit Card Review

P. C. Richard & Son Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether P. C. Richard & Son Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
P. C. Richard & Son Credit Card Pros & Cons
The Good The Bad
  • Receive 6 months special financing every day with no annual fees.
  • No annual fee.
  • $0 fraud liability.
  • Advance notice of sales, special offers, and discounts.
  • No annual fee.
  • P. C. Richard & Son Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
P. C. Richard & Son Credit Card FAQ

Is there a P. C. Richard & Son Credit Card cash back or rewards program?

No, P. C. Richard & Son Credit Card does not offer a rewards program.

What are the relevant APRs for P. C. Richard & Son Credit Card?

P. C. Richard & Son Credit Card has a variable purchase APR of up to 29.99%.

Does P. C. Richard & Son Credit Card have an introductory APR offer on balance transfers?

No, P. C. Richard & Son Credit Card does not come with an introductory APR offer for balance transfers.

Does P. C. Richard & Son Credit Card have an introductory APR offer on new purchases?

P. C. Richard & Son Credit Card does not offer an introductory rate on new purchases.
P. C. Richard & Son Credit Card Purchase Intro Offer
Description

What are the fees for P. C. Richard & Son Credit Card?

The following fees apply to P. C. Richard & Son Credit Card:

P. C. Richard & Son Credit Card Fees
Fees Amount
Annual Fee $0

Does P. C. Richard & Son Credit Card report your account activity to credit bureaus?

Yes, P. C. Richard & Son Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for P. C. Richard & Son Credit Card

  • Visit the P. C. Richard & Son Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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6 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Purchase APR (Variable APR) Up to 29.99%
Card Type
  • Store Card
Card Network Other

P. C. Richard & Son Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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