Back in the day free checked bags and hot meals were considered standard features of airline flights. No longer. These conveniences are now considered perks to be parceled out to privileged individuals – including holders of co-branded credit cards. If you're a frequent Delta flier with good or excellent credit, you may very well rack up enough savings in checked bag and other fees to compensate for the hefty annual fee.

Who Is the Delta SkyMiles Card Credit Card For?

The Delta SkyMiles Card is a loyalty co-branded credit card. It is most advantageous for Delta frequent fliers, particularly those who routinely check baggage or travel with companions. But it can also be used for everyday transactions, and cardholders also benefit from the acclaimed American Express® Membership.

Are There Annual Fees?

The Delta SkyMiles Card carries a hefty 195 dollar annual fee.

Does the Delta SkyMiles Card Offer Rewards?

Cardholders receive 1 mile for every 1 dollar spent. Card members also receive 10,000 bonus miles and 10,000 Medallion miles after spending 50,000 dollars or more using the card during a single calendar year. Cardholders also enjoy priority boarding, receive one free checked bag, double miles for purchases on Delta flights or for Delta vacation packages, one free economy companion flight coupon annually, discounted access to Delta Sky Clubs and 20 percent savings on in-flight purchases. Cardholders also benefit from the acclaimed American Express® Membership Rewards program, which includes perks like Extended Warranty and Purchase Protection, Roadside Assistance, Rental Car Loss and Damage insurance, Travel Accident Insurance and the Global Assist Hotline.

Are There Foreign Transaction Fees?

The Platinum SkyMiles Delta Card carries no foreign transaction fees.

Are There Late Payment or other Penalty Fees?

Late payments and returned payments carry penalties of 38 dollars each. Balance transfers and cash advances are also each charged 5 dollars or 3 percent of the transaction, whichever is greater.


If you are a world traveler and a big spender, the Platinum SkyMiles Delta Card may provide sufficient benefits and perks to offset the stiff annual fee, high APRs and other fees that you might potentially trigger. Otherwise, there are other travel rewards cards that provide benefits that require a much lower bar to be met. Likewise, individuals seeking cash back and merchandise reward will be disappointed with this card.

  • Card Type
    • Balance Transfer
    • Rewards
  • Customer Type
  • Card Network
    American Express
  • Credit Score Range
    700 - 850
  • Minimum Age
  • Annual Fee
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Returned Payment Fee
  • No Foreign Transaction Fee
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Fraud Liability
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Signup Bonus
  • Penalty APR
  • Purchases APR
    15.99% - 24.99%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR
    15.99% - 24.99%
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If you want the prestige of an American Express card and the convenience of paying over time matched with travel related rewards geared toward the Delta brand, consider the Platinum Delta SkyMiles card. Making Delta purchases with the card earns you double the miles that you would otherwise receive. You will also 5,000 Medallion miles and 35,000 bonus miles upon approval. If you make a Delta purchase within 3 months of receiving the card, you will receive a $100 credit applied directly to your statement. Other benefits include a ... waiver of your first checked bag fee and one free companion certificate each year. The APR varies according to your creditworthiness: 15.24 percent, 17.24 percent or 19.24 percent. Don't be fooled by this range of interest rates, like nearly all Amex cars, you must have very good or excellent credit to qualify. You must also be willing to fork over $195 in annual card fees. More Less

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