Features

Back in the day free checked bags and hot meals were considered standard features of airline flights. No longer. These conveniences are now considered perks to be parceled out to privileged individuals – including holders of co-branded credit cards. If you're a frequent Delta flier with good or excellent credit, you may very well rack up enough savings in checked bag and other fees to compensate for the hefty annual fee.

Who Is the Delta SkyMiles Card Credit Card For?

The Delta SkyMiles Card is a loyalty co-branded credit card. It is most advantageous for Delta frequent fliers, particularly those who routinely check baggage or travel with companions. But it can also be used for everyday transactions, and cardholders also benefit from the acclaimed American Express Membership.

Are There Annual Fees?

The Delta SkyMiles Card carries a hefty 195 dollar annual fee.

Does the Delta SkyMiles Card Offer Rewards?

Cardholders receive 1 mile for every 1 dollar spent. Card members also receive 10,000 bonus miles and 10,000 Medallion miles after spending 50,000 dollars or more using the card during a single calendar year. Cardholders also enjoy priority boarding, receive one free checked bag, double miles for purchases on Delta flights or for Delta vacation packages, one free economy companion flight coupon annually, discounted access to Delta Sky Clubs and 20 percent savings on in-flight purchases. Cardholders also benefit from the acclaimed American Express Membership Rewards program, which includes perks like Extended Warranty and Purchase Protection, Roadside Assistance, Rental Car Loss and Damage insurance, Travel Accident Insurance and the Global Assist Hotline.

Are There Foreign Transaction Fees?

The Platinum SkyMiles Delta Card carries no foreign transaction fees.

Are There Late Payment or other Penalty Fees?

Late payments and returned payments carry penalties of 38 dollars each. Balance transfers and cash advances are also each charged 5 dollars or 3 percent of the transaction, whichever is greater.

Summary

If you are a world traveler and a big spender, the Platinum SkyMiles Delta Card may provide sufficient benefits and perks to offset the stiff annual fee, high APRs and other fees that you might potentially trigger. Otherwise, there are other travel rewards cards that provide benefits that require a much lower bar to be met. Likewise, individuals seeking cash back and merchandise reward will be disappointed with this card.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    American Express
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • Returned Payment Fee
    $35
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Penalty APR
    29.49%
  • Purchases APR
    15.99% - 24.99%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR
    15.99% - 24.99%
js-table-filter bizname-american-express-gold-card
js-table-filter airlines-140
160
js-table-filter ccard-type-199
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $160
Card Type Charge Card
Card Type Travel
Card Type Rewards
079
js-table-filter bizname-american-express-green-card
js-table-filter airlines-140
95
js-table-filter ccard-type-199
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
Annual Fee $95
Card Type Charge Card
Card Type Rewards
077
js-table-filter bizname-platinum-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
195
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $195
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
042
js-table-filter bizname-blue-sky-from-american-express
0
js-table-filter ccard-type-223
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
17.49
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-116

Est. 1850

  • Every Purchase
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Travel
Card Type Balance Transfer
Card Type Rewards
Purchases APR 17.49%
Balance Transfer APR 17.49%
006
js-table-filter bizname-american-express--gold-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-delta-reserve-credit-card-from-american-express
js-table-filter air-miles-136
js-table-filter airlines-140
450
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-the-travelocity-rewards-american-express-card

000
js-table-filter bizname-american-express-blue-cash-preferred-card
95
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter groceries-141
13.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Cashback
  • Gas
  • Groceries
  • 0% Introductory APR
Annual Fee $95
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 12
006
js-table-filter bizname-trueearnings-card-from-costco-and-american-express
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
15.24%
js-table-filter restaurants-142
js-table-filter travel-143
0% APR for 6 months
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Cashback
  • Gas
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 15.24%%
Balance Transfer APR 15.24% APR%
006
js-table-filter bizname-american-express-starwood-preferred-guest-credit-card
js-table-filter air-miles-136
95
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.49
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Rewards
Purchases APR 15.49%
Balance Transfer APR 15.49%
006
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If you want the prestige of an American Express card and the convenience of paying over time matched with travel related rewards geared toward the Delta brand, consider the Platinum Delta SkyMiles card. Making Delta purchases with the card earns you double the miles that you would otherwise receive. You will also 5,000 Medallion miles and 35,000 bonus miles upon approval. If you make a Delta purchase within 3 months of receiving the card, you will receive a $100 credit applied directly to your statement. Other benefits include a ... waiver of your first checked bag fee and one free companion certificate each year. The APR varies according to your creditworthiness: 15.24 percent, 17.24 percent or 19.24 percent. Don't be fooled by this range of interest rates, like nearly all Amex cars, you must have very good or excellent credit to qualify. You must also be willing to fork over $195 in annual card fees. More Less


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