Features

Who is Primor Secured Visa Gold Card Designed For?

Primor Secured Visa Gold Card is designed for people with bad or no credit who want a secured card to improve their credit score. The main attraction of this card is that it accepts everyone who has the cash to make a deposit and pay the annual fee. The card is issued by the First Choice Bank, which has branches in New Jersey and Pennsylvania.

What are the Interest Rates for Primor Secured Visa Gold Card?

- The Primor Secured Visa Gold Card has a 9.99% APR on purchases and an 18.99% APR on cash advances. These rates are not bad for a card that practically everyone will qualify for. However, remember this is a secured card, which means your line of credit is equal to your security deposit. So you are effectively paying interest for borrowing money from yourself. .

What Are the Fees for Primor Secured Visa Gold Card Credit Card?

- Primor Secured Visa Gold Card has a $49 annual fee that is not waived the first year. This is a relatively expensive annual fee for a secured card with no rewards program and little in the way of perks. The Classic version of this card has a higher interest rate of 13.99% but a smaller annual fee, $39. There is a 3% foreign transaction fee, a $5 or 5%, whichever is higher, fee on cash advances and a $29 penalty fee for either late payments or returned payments.

What Is Primor Secured Visa Gold Card's Rewards Program Like?

The Primor Secured Visa Gold Card doesn't have a rewards program. The purpose of this card is to provide people with the convenience of a Visa card and help them improve their credit so that, among other things, they can qualify for a card with a decent rewards program.

What about Primor Secured Visa Gold Card's Signup Bonus?

Primor Secured Visa Gold Card does not have a signup bonus.

Does Primor Secured Visa Gold Card Have Any Other Benefits?

Not really. The Primor Secured Visa Gold Card is as stark on benefits and rewards as credit cards get. However, it does allow members to earn interest on their security deposit, a 0.15% APY, something few secured credit cards offer. It also has the advantage of a fast and easy application form and no processing or application fees..

How Is Primor Secured Visa Gold Card Better Than Other Credit Cards?

Primor Secured Visa Gold Card is a useful tool for people looking to build their credit and has extremely flexible eligibility requirements. People with a monthly income of just $100 above their monthly expenses have guaranteed approval. Interest rates are relatively low, you can earn interest on your security deposit and there are no application fees.

  • Card Type
    Secured
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $29
  • Minimum Interest Charge
    $1
  • Returned Payment Fee
    $29
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    9.99% - %
js-table-filter bizname-primor-secured-visa-gold-card
49
js-table-filter ccard-type-138
9.99
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113

Est. 2010

Annual Fee $49
Card Type Secured
Purchases APR 9.99%
006
js-table-filter bizname-excenttm-secured-visa-blue-card
39
js-table-filter ccard-type-138
13.99
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114

Annual Fee $39
Card Type Secured
Purchases APR 13.99%
Balance Transfer APR 13.99%
006
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