SelfScore Achieve Mastercard

SelfScore Achieve Mastercard Review

SelfScore Achieve Mastercard is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

This is a cashback card issued by Celtic Bank. If you're wondering whether SelfScore Achieve Mastercard is the right card for you, read on.

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 19.74%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of SelfScore Achieve Mastercard

The Good	The Bad
0% APR on new purchases during the first 6 months. There is then a variable purchase APR of 19.74%. No annual fee. Considers applicants with fair credit. Cardholders can earn rewards on their purchases.	Higher than average purchase APRs. Does not offer a signup bonus. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card benefits.

SelfScore Achieve Mastercard FAQ

Does SelfScore Achieve Mastercard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

SelfScore Achieve Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for SelfScore Achieve Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

SelfScore Achieve Mastercard has a variable purchase APR of 19.74%.

What are the fees for SelfScore Achieve Mastercard?

The following fees apply:

SelfScore Achieve Mastercard Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$37
Late Payment Fee	$25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

How to apply for SelfScore Achieve Mastercard

• Visit the SelfScore Achieve Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.