Smile Generation Financial Credit Card
in Personal Credit Cards from Comenity
Cast your vote
Would you recommend Smile Generation Financial Credit Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | Up to 29.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 620 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 17 |
Smile Generation Financial Credit Card Review
Smile Generation Financial Credit Card is a store credit card issued by Comenity. If you're wondering whether Smile Generation Financial Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 620.
Smile Generation Financial Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
|
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Smile Generation Financial Credit Card FAQ
Is there a Smile Generation Financial Credit Card cash back or rewards program?
No, Smile Generation Financial Credit Card does not offer a rewards program.
What are the relevant APRs for Smile Generation Financial Credit Card?
Smile Generation Financial Credit Card has a variable purchase APR of up to 29.24%.Does Smile Generation Financial Credit Card have an introductory APR offer on balance transfers?
No, Smile Generation Financial Credit Card does not come with an introductory APR offer for balance transfers.Does Smile Generation Financial Credit Card have an introductory APR offer on new purchases?
Smile Generation Financial Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Smile Generation Financial Credit Card?
The following fees apply to Smile Generation Financial Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $38 |
Does Smile Generation Financial Credit Card report your account activity to credit bureaus?
Yes, Smile Generation Financial Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Smile Generation Financial Credit Card
- Visit the Smile Generation Financial Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
Other Services by Comenity
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $38 |
Smile Generation Financial Credit Card Community Reviews
Would you recommend Smile Generation Financial Credit Card to your friends?
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