Features

If you have large balances on credit cards with high interest rates – the State Farm Bank Good Neighbor Visa credit card may be a good choice. But if you are seeking any kind of rewards program you'll be very disappointed. There is no rewards program of any kind.

Who Is the State Farm Good Neighbor Visa Card Designed For?

This is a consumer credit card targeting individuals with good credit. It is not designed for students or business use.

Are There Annual Fees?

There are no annual fees.

Does the State Farm Good Neighbor Visa Card Offer Rewards?

There are no rewards programs for this card. The FixPay program, discontinued as of February 1, 2015, allowed cardholders the option to transfer large balances to a special low APR installment payment plan. Cardholders also receive up to 250,000 dollars in travel accident insurance, travel emergency services, fraud protection, identity theft protection and auto collision damage waiver coverage.

Are There Foreign Transaction Fees?

Foreign transactions are charged 3 percent, payable in US Dollars.

Are There Late Payment or other Penalty Fees?

Late payments and returned payments are charged up to 35 dollars each. Balance transfers and cash advances are charged 10 dollars or 4 percent, whichever is higher.

Summary

If you can qualify for the lower APRs offered, the State Farm Good Neighbor Visa card can be a smart addition to your credit card set. But the nonexistent rewards program might put off some potential cardholders. Especially if your FICO score tends more toward the higher end of the Good scale, there are better deals out there.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Late Payment Penalty
    $35
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    11.49% - 18.49%
  • Transfer Fee
    3% w/$10 min.
  • Balance Transfer APR
    11.49% - 18.49%
  • Intro APR period (months)
    12
js-table-filter bizname-state-farm-bank--good-neighbor-visa-credit-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
11.49
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.49%
Balance Transfer APR 11.49%
Intro APR period (months) 12
047
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Reviews

Write a Review

Sort by:

  • Rating
  • Date
  • Most Useful

0 votes

Pretty good straight forward card, but as someone else mentioned, nothing to write home about. The customer service is okay, too. I'm not totally thrilled with the card, though, as it doesn't have any reward system like other cards, so I'm thinking of getting another card instead and just letting this one rest.


0 votes

Just an okay card. I am a State Farm member for many years, so I figured I'd give the car a try. It is okay in terms of APR and CL, but then when you expect to get a CL increase it never comes. No real big rewards to speak of, though. And the website makes paying the card online really difficult.


New Review for State Farm Bank - Good Neighbor Visa Credit Card

Rate your experience:

Cancel