Features

Who is the Union Bank's Maximum Rewards Platinum Edition Visa Designed For?

The Union Bank's Maximum Rewards Platinum Edition Visa is designed for people with fair to good credit who want to earn points on their purchases with a generous and flexible rewards program without having to pay an annual fee or outrageous interest rates.

What are the Interest Rates for Maximum Rewards Platinum Edition Visa Card?

Interest rates on purchases and balance transfers range from 15.99% to 22.99% depending on how customers meet Union Bank's credit criteria. New customers receive a 0% intro APR on purchases and balances for the first 12 months. There is no penalty rate but cash advances come with a hefty 25.24% APR.

What Are the Fees for Maximum Rewards Platinum Edition Visa?

The Maximum Rewards Visa has no annual fee and no over limit fee, which is good for a card with a rewards program that has such modest credit eligibility requirements. It does have an introductory 3% ($5 minimum) balance transfer fee on the initial balance transfers and a 5% balance transfer fee once the intro rate expires. Cardholders also pay a 5% fee on cash advances ($10 minimum cash advance fee), a 3% foreign transaction fee, a $37 fee on late payments and a $35 on returned payments.

What Is Union Bank's Maximum Rewards Platinum Edition Visa Rewards Program Like?

Union Bank's Maximum Rewards Platinum Visa gives users 1 point for every $1 spent. There is no limit on the points cardholders can earn and they take five years to expire. The rewards program is flexible and easy to use. Points can be exchanged for cash back, merchandise, gift cards and travel purchases.

What about Union Bank's Maximum Rewards Platinum Edition Visa Signup Bonus?

There is no signup bonus at this time.

Does Union Bank's Maximum Rewards Platinum Edition Visa Have Any Other Benefits?

Maximum Rewards Platinum Visa members receive complimentary auto rental insurance, travel accident insurance, purchase protection for eligible personal property up to $1,000 for 90 days since the date of purchase, and a year of extended warranty.

How Is Union Bank's Maximum Rewards Platinum Edition Visa Better Than Other Credit Cards?

Union Bank's Maximum Rewards Platinum Visa gives people with not so great credit the chance of enjoying a decent rewards program while they build their credit, and without having to pay anything toward annual fees. Its interest rates are competitive for this type of credit card and it includes useful benefits and perks like auto rental insurance, travel accident insurance, extended warranty and purchase protection that similar rewards card don't usually include.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Late Payment Penalty
    $35
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    13.99% - %
  • Transfer Fee
    5% w/$10 min.
  • Balance Transfer APR
    13.99% - 19.99% var. APR% - %
js-table-filter bizname-union-bank--american-express-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
13.99
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1864

  • Cashback
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99%
070
js-table-filter bizname-union-bank-graphite-american-express-card
99
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
13.99
0
js-table-filter no-annual-fee-first-year-225
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1864

  • Cashback
  • No Annual Fee First Year
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $99
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99% - 19.99% var. APR%
055
js-table-filter bizname-union-bank--maximum-rewards-platinum-edition-visa
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
13.99
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1864

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99% - 19.99% var. APR%
006
js-table-filter bizname-unionbank-platinum-edition-visa
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
9.99
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1864

  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 9.99%
Balance Transfer APR 9.99% – 17.99% var. APR%
006
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