US Bank Gymboree Visa Credit Card Review

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US Bank Gymboree Visa Credit Card is a store rewards credit card issued by US Bank. If you're wondering whether US Bank Gymboree Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of $10.
• Competitive APRs. US Bank Gymboree Visa Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. US Bank Gymboree Visa Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Multiple credit card perks. Cardholders can earn rewards on purchases everywhere US Bank Gymboree Visa Credit Card is accepted. US Bank Gymboree Visa Credit Card reports to multiple credit bureaus.	Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Is there a US Bank Gymboree Visa Credit Card cash back or rewards program?

US Bank Gymboree Visa Credit Card offers a rewards program to its customers.

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US Bank Gymboree Visa Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$10

What are the US Bank Gymboree Visa Credit Card benefits?

US Bank Gymboree Visa Credit Card provides the following benefits:

• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for US Bank Gymboree Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank Gymboree Visa Credit Card has lower than average purchase APRs.

US Bank Gymboree Visa Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR starting at 25.49% .

What are the fees for US Bank Gymboree Visa Credit Card?

The following fees apply to US Bank Gymboree Visa Credit Card:

• There is no overlimit fee

US Bank Gymboree Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$35
Late Payment Fee	$38

Does US Bank Gymboree Visa Credit Card report your account activity to credit bureaus?

Yes, US Bank Gymboree Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for US Bank Gymboree Visa Credit Card

• Visit the US Bank Gymboree Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.