Features

Who is the US Bank LANPASS Visa Secured Card Designed For?

The US Bank LANPASS Visa Secured Card is designed for people with poor or bad credit who are frequent flyers with LAN Airlines. LAN Airlines is Latin America's largest airline. It has its headquarters in Santiago, Chile, and operates flights to 21 countries. The US Bank LANPASS Visa Secured Card gives cardholders the opportunity to earn miles they can redeem for flights and perks with LAN airlines. As a secured card its line of credit is dependent on the size of the security deposit, which must be at least $300.

What are the Interest Rates for US Bank LANPASS Visa Secured Card?

- The US Bank LANPASS Visa Secured Card has an APR of 13.24% to 23.24% on purchases and balance transfers. Cash advances have a 24.24% APR. There is no penalty rate but there are fees to pay for late and returned payments.

What Are the Fees for US Bank LANPASS Visa Secured Card?

The US Bank LANPASS Visa Secured Card has a $45 annual fee, which is waived the first year. It also charges a 3% fee (minimum of $5) on balance transfers and cash advances. Foreign transactions have a 3% fee; late payments incur a $37 fee and retuned payments trigger a $35 fee.

What Is US Bank LANPASS Visa Secured Card Rewards Program Like?

The US Bank LANPASS Visa Secured Card gives cardholders 1 LANPASS mile for every $1 they spend. LANPASS is LAN Airlines' frequent flyer program. There is no cap on how many miles you can earn.

What about US Bank LANPASS Visa Secured Card Signup Bonus?

The US Bank LANPASS Visa Secured Card gives new customers 5,000 miles the first time they use their US Bank LANPASS Visa secured card. Applicants who qualify for LANPASS' Signature Visa card, which is not a secured card, receive a signup bonus of 20,000 miles the first time they use their card.

Does US Bank LANPASS Visa Secured Card Have Any Other Benefits?

US Bank LANPASS Visa Secured cardholders receive a 10% discount on a LAN purchase (up to $500) once a year. It also includes shopping and travel benefits that most secured cards do not offer. For instance, the US Bank LANPASS provides fraud protection, zero fraud liability, auto rental collision damage waiver and travel accident insurance.

How Is US Bank LANPASS Visa Secured Card Better Than Other Credit Cards?

The US Bank LANPASS Visa Secured Card is available to people of all credit types and yet still offers a decent rewards program for frequent flyers with LAN Airlines. It also includes a 5,000-mile signup bonus and prime benefits, such as auto rental collision damage waiver and travel accident insurance. On the other hand its interest rates are quite high, 22.99% APR, for a secured card. However, it only has a $25 annual fee, which is waived the first year. US Bank also considers cardholders who have had this card and managed their credit responsibly for 12 months for a regular unsecured credit card, which is important for people who want to rebuild their credit history.

  • Card Type
    Balance Transfer Rewards Secured
  • Customer Type
    Personal
  • Card Network
    Visa
  • Target Credit Score
    Deficient (559 or below) Poor (560 - 639)
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    24
  • Late Payment Penalty
    $37
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    13.24% - 23.24%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR
    13.24% - 23.24%
js-table-filter bizname-us-bank--flexperks-select-rewards-visa
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
13.99
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-116

Est. 1929

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99% - 23.99% var. APR%
058
js-table-filter bizname-us-bank--fred-meyer-rewards-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
14.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Gas
  • Groceries
  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
Intro APR period (months) 9
030
js-table-filter bizname-us-bank--ralphs-rewards-plus-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
14.24
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Points
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank--harleydavidson-signature-visa
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
14.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank--rei-visa-credit-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
10.99
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.99%
Balance Transfer APR 10.99% - 22.99% var. APR%
000
js-table-filter bizname-us-bank--gymboree-visa
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
14.24
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Cashback
  • Every Purchase
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank--cache-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
11.24
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Points
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.24%
Balance Transfer APR 11.24% - 23.24% var. APR%
000
js-table-filter bizname-us-bank--aeromexico-visa-secured-card
js-table-filter air-miles-136
js-table-filter airlines-140
25
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
js-table-filter gas-139
js-table-filter groceries-141
23.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • Gas
  • Groceries
  • No Annual Fee First Year
Annual Fee $25
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 23.24%
Balance Transfer APR 23.24%
006
js-table-filter bizname-us-bank--lanpass-visa-secured-card
js-table-filter air-miles-136
js-table-filter airlines-140
45
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
13.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113

Est. 1929

  • Air Miles
  • Airlines
  • No Annual Fee First Year
Annual Fee $45
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank--lifemiles-visa-secured-card
js-table-filter air-miles-136
25
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
16.24
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Air Miles
  • No Annual Fee First Year
Annual Fee $25
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 16.24%
Balance Transfer APR 16.24% var. APR%
000
js-table-filter bizname-us-bank-flexperks-travel-rewards-visa-signature-card
js-table-filter airlines-140
49
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
14.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Airlines
  • Gas
  • Groceries
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $49
Card Type Travel
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank--aeromexico-visa-card
js-table-filter air-miles-136
js-table-filter airlines-140
45
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter groceries-141
13.24
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • Gas
  • Groceries
  • Travel
  • No Annual Fee First Year
Annual Fee $45
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank--skyblue-skypass-visa-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
13.24
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank--aeromexico-visa-signature
js-table-filter air-miles-136
js-table-filter airlines-140
80
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter groceries-141
13.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • Gas
  • Groceries
  • No Annual Fee First Year
Annual Fee $80
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank--skypass-visa-secured-card
js-table-filter air-miles-136
js-table-filter airlines-140
50
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
16.49
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
Annual Fee $50
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 16.49%
Balance Transfer APR 16.49%
006
js-table-filter bizname-us-bank--lanpass-visa-signature
js-table-filter air-miles-136
js-table-filter airlines-140
75
js-table-filter ccard-type-137
js-table-filter ccard-type-136
13.24
js-table-filter restaurants-142
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • Restaurants
  • No Annual Fee First Year
Annual Fee $75
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank--lifemiles-visa-signature-card
js-table-filter air-miles-136
js-table-filter airlines-140
75
js-table-filter ccard-type-137
js-table-filter ccard-type-136
12.99
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • No Annual Fee First Year
Annual Fee $75
Card Type Balance Transfer
Card Type Rewards
Purchases APR 12.99%
Balance Transfer APR 12.99%
006
js-table-filter bizname-us-bank--lifemiles-visa-card
js-table-filter air-miles-136
js-table-filter airlines-140
45
js-table-filter ccard-type-137
js-table-filter ccard-type-136
12.99
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Air Miles
  • Airlines
  • No Annual Fee First Year
Annual Fee $45
Card Type Balance Transfer
Card Type Rewards
Purchases APR 12.99%
Balance Transfer APR 12.99%
006
js-table-filter bizname-us-bank--lanpass-visa-card
js-table-filter air-miles-136
js-table-filter airlines-140
45
js-table-filter ccard-type-137
js-table-filter ccard-type-136
13.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115

Est. 1929

  • Air Miles
  • Airlines
  • No Annual Fee First Year
Annual Fee $45
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank-flexperks-travel-rewards-visa-signature
js-table-filter airlines-140
49
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
14.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Airlines
  • Gas
  • Groceries
  • Points
  • No Annual Fee First Year
Annual Fee $49
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank-visa-platinum
0
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
10.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • No Annual Fee
  • 0% Introductory APR
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.24%
Balance Transfer APR 10.24%
Intro APR period (months) 12
006
js-table-filter bizname-korean-air-skypass-visa-signature-card
js-table-filter air-miles-136
js-table-filter airlines-140
80
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
13.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1984

  • Air Miles
  • Airlines
  • Every Purchase
  • Restaurants
  • Travel
  • No Foreign Transaction Fee
Annual Fee $80
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-korean-air-skypass-visa-classic-card
js-table-filter air-miles-136
js-table-filter airlines-140
50
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
13.24
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1984

  • Air Miles
  • Airlines
  • Every Purchase
Annual Fee $50
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
006
js-table-filter bizname-us-bank-secured-visa
29
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
19.24
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113

Est. 1929

Annual Fee $29
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 19.24%
Balance Transfer APR 19.24%
006
js-table-filter bizname-us-bank-cash
js-table-filter airlines-140
0
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
13.24
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Airlines
  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
  • Travel
  • No Annual Fee
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 12
006
js-table-filter bizname-webster-bank-visa-platinum-card
js-table-filter air-miles-136
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter points-137
10.24
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-116

Est. 1935

  • Air Miles
  • Cashback
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.24%
Balance Transfer APR 10.24%
Intro APR period (months) 12
006
js-table-filter bizname-club-carlson-premier-rewards-visa-signature-card
75
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
14.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Every Purchase
  • Points
  • Travel
Annual Fee $75
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
js-table-filter bizname-us-bank-123-rewards-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter groceries-141
js-table-filter points-137
14.24
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Groceries
  • Points
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
014
js-table-filter bizname-us-bank--harleydavidson-visa-secured-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter ccard-type-138
js-table-filter gas-139
js-table-filter points-137
23.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1929

  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Card Type Secured
Purchases APR 23.24%
Balance Transfer APR 23.24%
024
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