US Bank LATAM Visa Signature® Card
Cast your vote
Would you recommend US Bank LATAM Visa Signature® Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
15.99% - 22.99% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
15.99% - 22.99% (Verified 08/04/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $75 |
US Bank LATAM Visa Signature® Card Review
This is a rewards card issued by U.S. Bank. If you're wondering whether US Bank LATAM Visa Signature® Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 20000 points after spending $4,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. US Bank LATAM Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
- Annual fee waived the first year. US Bank LATAM Visa Signature® Card gives you the chance to have the card for a year without paying the $75 annual fee.
- 3% Balance transfer fee. US Bank LATAM Visa Signature® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of US Bank LATAM Visa Signature® Card
| The Good | The Bad |
|---|---|
|
|
US Bank LATAM Visa Signature® Card FAQ
Does US Bank LATAM Visa Signature® Card have a cash back or rewards program?
US Bank LATAM Visa Signature® Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 20000 |
| Signup Bonus Spend Requirement | $4000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 4000 |
Does US Bank LATAM Visa Signature® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.Does US Bank LATAM Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 4000 points that can be redeemed for travel, gifts, and other perks.What are the US Bank LATAM Visa Signature® Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for US Bank LATAM Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.US Bank LATAM Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
Does US Bank LATAM Visa Signature® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank LATAM Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank LATAM Visa Signature® Card?
The following fees apply:
- There is no overlimit fee
| Description | |
|---|---|
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 4% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee First Year? | |
| Annual Fee | $75 |
| Minimum Interest Charge | $2 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $40 |
This card charges a $75 annual fee.
Does US Bank LATAM Visa Signature® Card have a foreign transaction fee?
US Bank LATAM Visa Signature® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank LATAM Visa Signature® Card?
The US Bank LATAM Visa Signature® Card customer service number is (800) 872-2657.
What is the support contact email for US Bank LATAM Visa Signature® Card?
The support contact email for US Bank LATAM Visa Signature® Card is customer.support@usbank.com.
What is the US Bank LATAM Visa Signature® Card login page?
You can access the US Bank LATAM Visa Signature® Card login page here.
How do people rate the customer service and user experience of US Bank LATAM Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does US Bank LATAM Visa Signature® Card report your account activity to credit bureaus?
Yes, US Bank LATAM Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for US Bank LATAM Visa Signature® Card
- Visit the US Bank LATAM Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
View all credit cards offered by U.S. Bank
Other Credit Cards by U.S. Bank
Loading...
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 4% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee First Year | |
| Annual Fee | $75 |
| Minimum Interest Charge | $2 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $40 |
US Bank LATAM Visa Signature® Card Community Reviews
Would you recommend US Bank LATAM Visa Signature® Card to your friends?
sorted by
Other Credit Cards
Browse Credit Cards
- Advantis Credit Union Start Credit Card
- Ashley Furniture Credit Card
- Bank Fund Staff FCU Blueprint Visa Platinum Secured Credit Card
- Cadence Bank Gold Mastercard®
- F&M Bank Secured Card
- GCR Tires and Service Credit Card
- Gap Good Rewards Mastercard®
- Justice FCU VISA Platinum Rewards Credit Card
- Keesler Federal Credit Union Visa Signature
- Mattress Firm Credit Card
- PNC Premier Traveler Visa Signature Credit Card
- Summit Racing Equipment Speed Card®
