Features

Who is this credit card designed for?

USAA Cashback Rewards Plus American Express® is a credit card issued by USAA, which is based in San Antonio, TX, and was established in 1922.

It is for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee.

It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

USAA charges a variable APR on new purchases that ranges from 13.15% to 27.15%. Balance transfer APRs, which are also variable, range from 13.15% to 27.15%.

Is an introductory APR offer available?

No, USAA Cashback Rewards Plus American Express® does not come with an introductory APR offer..

What are the fees?

The following fees apply to USAA Cashback Rewards Plus American Express®:

  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • There are no foreign transaction fees
  • Is a rewards program offered?

    USAA Cashback Rewards Plus American Express® offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. You can earn more rewards if you make purchases in the following categories:

  • Gas
  • Groceries
  • Every purchase
  • Is a signup bonus offered?

    No, it doesn't offer a cash signup bonus.

    What additional benefits does are offered?

    USAA Cashback Rewards Plus American Express® provides the following benefits:

  • Car rental insurance
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance
  • How does USAA Cashback Rewards Plus American Express® describe itself?

    There is a transaction fee of 3% on balance transfers and cash advances ($200 maximum on each balance transfer and each convenience check). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Ban

    • Credit Score Range
      700 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Veterans
    • Minimum Age
      18
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
      Personal
    • Grace Period / Deferred Interest
      25
    • Late Payment Penalty
      $35
    • Returned Payment Fee
      $35
    • No Annual Fee
    • No Foreign Transaction Fee
    • Card Type
      • Cash Back
      • Rewards
    • Card Network
      American Express
    • Car Rental Insurance
    • Extended Warranty
    • Flight Insurance
    • Fraud Liability
    • Travel Insurance
    • Cashback
    • Balance Computation
      Average daily balance (including new purchases)
    • Purchases APR (variable)
      13.15% - 27.15%
    • Transfer Fee
      up to 3%
    • Balance Transfer APR (variable)
      13.15% - 27.15%
    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Load More Products

    New Review for USAA Cashback Rewards Plus American Express®

    Rate your experience:

    Cancel