Features

Who is Cash Rewards Visa Signature Designed For?

The Cash Rewards Visa Signature credit card from USAA is designed for people affiliated with the military with fair to excellent credit who want a credit card with no annual fee and a simple cash back rewards program. Only active, retired and in-training military personnel and their direct family members can join USAA.

What are the Interest Rates for Cash Rewards Visa Signature?

The interest rates for the Cash Rewards Visa Signature card range from 10.15% to 26.15% APR depending on creditworthiness. There is no intro rate on purchases or balance transfers. On the other hand, there is no penalty rate for cardholders who are late on payments either.

What Are the Fees for Cash Rewards Visa Signature?

- Cash Rewards Visa Signature has no annual fee and no over-the-limit fee. On the other hand, it does have a 3% fee on balance transfers and cash advances, which is capped at $200 per transaction. The cash advance fee is waived when the funds are transferred electronically to a USAA deposit account. There is no fee on foreign transactions.

What Is Cash Rewards Visa Signature's Rewards Program Like?

Cash Rewards Visa Signature gives cardholders up to 1.25% in cash rewards on purchases. There is no cap or expiration date on cash back points, which can be redeemed automatically to cardholders' account.

What about Cash Rewards Visa Signature's Signup Bonus?

Cash Rewards Visa Signature doesn’t have a signup bonus.

Does Cash Rewards Visa Signature Have Any Other Benefits?

The Cash Rewards Visa Signature provides cardholders with the following travel, security, and retail benefits:

-       Collision damage waiver coverage

-       Identity theft protection

-       Extended Warranty (up to one year)

Service members receive the following special rates during deployments:

A reduced rate of 4% for up to a year during deployments on all balances. After 12 months the rate will return to the regular 10.15% to 26.15% APR.

100% rebate of finance charges accrued during a qualified military campaign.

How Is Cash Rewards Visa Signature Better Than Other Credit Cards?

The Rewards Visa has relatively low interest rates, a straightforward cash back of 1.25%, and no annual fee. Add to this the travel, security, extended warranty, and special benefits given to military members and you can understand why this card is popular with members of the military.

  • Card Type
    Cash Back Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • Returned Payment Fee
    $35
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    10.15% - 26.15%
  • Transfer Fee
    3%
  • Balance Transfer APR
    10.15% - 26.15%

Personal Credit Cards Products From USAA

js-table-filter bizname-usaa-rewards-visa-card
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
10.4
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Every Purchase
  • Points
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Rewards
Purchases APR 10.4%
Balance Transfer APR 10.4%
076
js-table-filter bizname-usaa-cash-rewards-american-express-card
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
12.4
js-table-filter no-annual-fee-238
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Purchases APR 12.4%
Balance Transfer APR 12.4%
072
js-table-filter bizname-usaa-rewards-american-express-card
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
10.4
js-table-filter no-annual-fee-238
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Purchases APR 10.4%
Balance Transfer APR 10.4%
078
js-table-filter bizname-usaa-cash-rewards-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
10.4
4
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Cashback
  • Every Purchase
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 10.4%
Balance Transfer APR 10.4%
Introductory Rate 4%
Intro APR period (months) 12
006
js-table-filter bizname-usaa-secured-card-american-express-card
35
js-table-filter ccard-type-138
10.4
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114

Est. 1922

  • No Foreign Transaction Fee
Annual Fee $35
Card Type Secured
Purchases APR 10.4%
Balance Transfer APR 10.4%
106
js-table-filter bizname-usaa-secured-card-platinum-mastercard
35
js-table-filter ccard-type-138
10.4
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-132
js-table-filter credit-required-113
js-table-filter credit-required-114

Est. 1922

  • No Foreign Transaction Fee
Annual Fee $35
Card Type Secured
Purchases APR 10.4%
Balance Transfer APR 10.4%
006
js-table-filter bizname-usaa-rewards-american-express
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
10.4
js-table-filter no-annual-fee-238
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Purchases APR 10.4%
Balance Transfer APR 10.4%
006
js-table-filter bizname-usaa-military-affiliate-cards
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
11.4
0
js-table-filter no-annual-fee-238
js-table-filter card-type-9
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Every Purchase
  • Points
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.4%
Balance Transfer APR 11.4%
Intro APR period (months) 12
006
js-table-filter bizname-preferred-cash-rewards-visa-signature
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
12.4
4
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Cashback
  • Every Purchase
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Purchases APR 12.4%
Balance Transfer APR 12.4%
Introductory Rate 4%
Intro APR period (months) 12
006
js-table-filter bizname-usaa-classic-visa-platinum
35
18.4
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • No Foreign Transaction Fee
Annual Fee $35
Purchases APR 18.4%
Balance Transfer APR 18.4%
006
js-table-filter bizname-usaa-classic-american-express
35
js-table-filter ccard-type-136
18.4
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-113
js-table-filter credit-required-114
js-table-filter credit-required-115

Est. 1922

  • No Foreign Transaction Fee
Annual Fee $35
Card Type Rewards
Purchases APR 18.4%
Balance Transfer APR 18.4%
006
js-table-filter bizname-usaa-cash-rewards-visa-signature
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
10.15
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • Cashback
  • Every Purchase
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Purchases APR 10.15%
Balance Transfer APR 10.15%
006
js-table-filter bizname-usaa-rate-advantage-platinum-visa
js-table-filter ccard-type-139
7.4
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1922

  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Purchases APR 7.4%
Balance Transfer APR 7.4%
014
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