Who Are USAA Military Affiliate Cards Designed For?

The USAA Military Affiliate Cards are designed for people who are affiliated with the military who want a credit card--with reasonable rates, valuable rewards, and benefits, and a 0% intro APR on balance transfers--and who want to show support to a specific military affiliate group. USAA has card designs for a wide variety of military affiliate groups, such as the 101st Airborne Division, the 1st Cavalry Division, the 82nd Airborne Division, the 1st Marine Division, the American Legion, Army Athletics, and the American Military Society to mention a few. Members must either be an active (or retired) member of the U.S. military or be related to military members to become a USAA member.

What are the Rates for USAA Military Affiliate Cards?

The rate for purchases and cash advances is 11.90% APR to 26.90% APR, depending on creditworthiness. There is an introductory 0% APR on balance transfers for 12 months. After that, the rate for balance transfers will be 11.90% APR to 26.90% APR, depending on creditworthiness. APRs vary with the market based on the prime rate. There is no penalty APR.

What Are the Fees for USAA Military Affiliate Cards?

The American Express® USAA Rewards does not have an annual fee. There is a balance transfer and cash advance fee of 3%, but the maximum fee is $200 per transaction. There is no foreign transaction fee. Late payments and returned payments have a $35 fee.

What Is USAA Military Affiliate Cards' Rewards Program Like?

The USAA Military Affiliate Cards give cardholders a point for every dollar spent with no cap or expiration date. Points can be redeemed for travel, merchandise, gift cards, cash, or charitable donations.

What about the USAA Military Affiliate Cards Signup Bonus?

USAA Military Affiliate Cards give new cardholders a 2,500-point signup bonus with their first purchase.

Does the USAA Military Affiliate Cards Have Any Other Benefits?

Most USAA Military Affiliate Cards are offered in two choices--Visa or American Express--so the benefits will vary, but the card may come with standard retail, security and travel benefits such as identity theft services, travel accident insurance, extended warranty on purchases and collision damage waiver.

The card also gives special benefits to the military, such as a rebate of all finance charges while a member is serving in a qualified military campaign and provides practical assistance during and after the deployment.

How Are USAA Military Affiliate Cards Better Than Other Credit Cards?

The USAA Military Affiliate Cards have reasonable rates, no annual fee, no penalty rates and no foreign transaction fees, but the cards still manage to include a rewards program and valuable travel and retail benefits. The rewards program only offers 1 point per $1 spent, but it is still a great deal for a card that doesn’t have an annual fee. The card is restricted to people related to the military, but the requirements are open enough to allow many people to qualify through relatives.

  • Credit Score Range
    640 - 850
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Returned Payment Fee
  • No Annual Fee
  • No Foreign Transaction Fee
  • Car Rental Insurance
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Travel Insurance
  • Points
  • Signup Bonus (points)
  • Balance Computation
    Average daily balance (including new purchases)
  • Purchases APR
    11.9% - 26.9%
  • Transfer Fee
  • Balance Transfer APR
    11.9% - 26.9%
  • Intro APR period (months)
  • Card Type
    • Balance Transfer
    • Rewards
  • Card Network
    • American Express
    • Visa
  • Customer Type
Load More Products

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

No reviews found.

Be the first to write a review for this company!

Write a Review

New Review for USAA Military Affiliate Cards

Rate your experience: