Wells Fargo Propel American Express® Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 05/14/2026
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Wells Fargo Propel American Express® Card
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from Wells Fargo Bank
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
14.99% - 26.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
14.99% - 26.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$0
Wells Fargo Propel American Express® Card Review
Wells Fargo Propel American Express® Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a travel card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Propel American Express® Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- Welcome offer. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Wells Fargo Propel American Express® Card has a variable regular purchase APR that ranges from 14.99% up to 26.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Wells Fargo Propel American Express® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Wells Fargo Propel card
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Wells Fargo Propel card FAQ
Does Wells Fargo Propel card have a cash back or rewards program?
Wells Fargo Propel card is a travel rewards card.
| Description |
Does Wells Fargo Propel card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Wells Fargo Propel card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Wells Fargo Propel card benefits?
Wells Fargo Propel American Express® Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Propel card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Wells Fargo Propel American Express® Card has a variable purchase APR that ranges from 14.99% up to 26.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 26.99%. It also has a variable cash advance APR that ranges from 24.99% up to 26.99%.
Does Wells Fargo Propel card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 14.99% - 26.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Wells Fargo Propel card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Wells Fargo Propel card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Wells Fargo Propel card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Wells Fargo Propel card?
The customer service number for Wells Fargo Propel card is (800) 877-4833.
What is the support contact email for Wells Fargo Propel card?
The support contact email for Wells Fargo Propel card is corporateresponsibility@wellsfargo.com.
How do people rate the customer service and user experience of Wells Fargo Propel card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Wells Fargo Propel American Express® Card report your account activity to credit bureaus?
Yes, Wells Fargo Propel American Express® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Wells Fargo Bank perform a hard credit pull?
Yes, Wells Fargo Propel card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Wells Fargo Propel card
- Visit the website of Wells Fargo Propel card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Credit Cards from Wells Fargo Bank
Purchase APR
24.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 670
Annual Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
16.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$95
Rating not yet determined
Purchase APR
17.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 700
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$99
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
20.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
680 - 850
300
850
Annual Fee
$95
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Wells Fargo Propel American Express® Card Community Reviews
Would you recommend Wells Fargo Propel American Express® Card to your friends?
WC
Walter C.
Feb 28, 2021
May or may not recommend
This is a one of the best options for a card from my research. The benefits include 20,000 points when you spend $1,000 in purchases in the first three months. $200 cash redemption. Earn 3x points on
Eating out, gas stations, ride-shares, transit , flights, hotels, homestays, car rentals, and popular streaming services.
There are no annual fees. Your points do not expire while you keep your account open. The companies ...Show More
Showing 1 of 1 reviews
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