Features

Who is the Williams-Sonoma Visa Signature Card Designed For?

The Williams-Sonoma Visa Signature credit card is designed for people with good credit who shop at Williams-Sonoma and want a rewards card that doesn't charge an annual fee. It is a particularly good fit for people who are planning to make large purchases at Williams-Sonoma and want to benefit from the introductory APR.

Williams-Sonoma is a retailer of high-quality home furnishings and gourmet cookware with over 250 stores in the United States.

What are the Interest Rates?

Interest rates range from 16.99% to 23.99% APR, which is low for a store loyalty card. There is also a six-month 0% introductory APR for purchases over $250, but it only applies to purchases of over $250 made before February 4, 2015.

What Are the Fees?

As with most store cards, there's no annual fee to worry about. However, it does include a $5 or 3% (whichever is greater) balance transfer fee, a $10 or 5% cash advance fee, and a 3% foreign transaction fee.

What Is the Rewards Program Like?

Williams Sonoma Visa credit card gives members 3 points for every dollar spent at Williams-Sonoma stores and 1 point per dollar on all other purchases. As with most store reward programs, every point is the equivalent of 1 cent. So 10,000 points can be redeemed for a $100 gift certificate. However, you can also redeem your points for other rewards, such as vacations, cooking classes and wine tours. There is a special reward rate on $250 gift cards, which only require 22,500 points.

What about the Signup Bonus?

Williams-Sonoma stands out from the crowd of store cards by offering a 2,500-point signup bonus after cardholders make their first purchase. The points can be redeemed for a $25 gift certificate.

Any Other Benefits?

Williams-Sonoma Visa Signature Cards gives cardholders free online shipping on store purchases. It also rewards shoppers with 10%-off coupons at Williams-Sonoma for every $2,500 they spend.

How Is It Better Than Other Credit Cards?

The Williams-Sonoma Visa card is one of the few store cards that offers a signup bonus and generous reward rates without charging an annual fee. However, just the free shipping and discount coupons make this card worth having even if you only shop occasionally at avid Williams-Sonoma.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Co-signing Allowed
  • Minimum Interest Charge
    $2
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    16.99% - 23.99%
  • Transfer Fee
    5% or $10
  • Balance Transfer APR
    25.99% - %
js-table-filter bizname-nfl-extra-points-credit-card
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 2000

  • Every Purchase
  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 15.24%
Balance Transfer APR 15.24%
Intro APR period (months) 15
090
js-table-filter bizname-barclaycard-rewards-mastercard--average-credit
0
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
25.24
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 2000

  • Free FICO Score
  • Gas
  • Groceries
  • Points
  • No Annual Fee
Card Type Rewards
Purchases APR 25.24%
Balance Transfer APR 25.24%
090
js-table-filter bizname-barclaycard-arrival-world-mastercard
js-table-filter air-miles-136
js-table-filter airlines-140
89
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter gas-139
js-table-filter groceries-141
16.24
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-first-year-225
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 2000

  • Air Miles
  • Airlines
  • Every Purchase
  • Free FICO Score
  • Gas
  • Groceries
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $89
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
Intro APR period (months) 12
083
js-table-filter bizname-the-priceline-rewards8482-visa-card
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.24
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1998

  • Airlines
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.24%
Balance Transfer APR 15.24%
Intro APR period (months) 15
042
js-table-filter bizname-black-card-mastercard
js-table-filter airlines-140
495
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
15.24%
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1966

  • Airlines
  • Points
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $495
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.24%%
Balance Transfer APR 15.24%
Intro APR period (months) 15
006
js-table-filter bizname-barclays-bank-of-delaware--barnes-and-noble-mastercard
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter points-137
14.24
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 2000

  • Every Purchase
  • Free FICO Score
  • Points
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
Intro APR period (months) 15
006
js-table-filter bizname-frontier-world-mastercard-with-no-annual-fee
js-table-filter air-miles-136
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
16.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Air Miles
  • Free FICO Score
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
Intro APR period (months) 15
006
js-table-filter bizname-china-airlines-mastercard-with-no-annual-fee
js-table-filter air-miles-136
0
15.99
0
js-table-filter no-annual-fee-238
js-table-filter card-type-11

  • Air Miles
  • No Annual Fee
Purchases APR 15.99%
Balance Transfer APR 15.99% – 24.99% var. APR (based on Prime Rate)%
000
js-table-filter bizname-frontier-world-mastercard-with-annual-fee
js-table-filter air-miles-136
js-table-filter airlines-140
69
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
16.24
0
js-table-filter card-type-11
js-table-filter credit-required-116

Est. 1994

  • Air Miles
  • Airlines
  • Free FICO Score
Annual Fee $69
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
Intro APR period (months) 15
006
js-table-filter bizname-barclaycard-arrival-world-mastercard-8212-89-annual-fee-card
js-table-filter air-miles-136
js-table-filter airlines-140
89
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
16.24
js-table-filter travel-143
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 2000

  • Air Miles
  • Airlines
  • Free FICO Score
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $89
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
Intro APR period (months) 12
006
js-table-filter bizname-barclaycard-ring-mastercard
0
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
8.25
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 2000

  • Free FICO Score
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 8.25%
Balance Transfer APR 8.25%
006
js-table-filter bizname-the-choice-privileges-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
15.49
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1941

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.49%
Balance Transfer APR 15.49%
Intro APR period (months) 15
006
js-table-filter bizname-the-us-airways-premier-world-mastercard
js-table-filter air-miles-136
js-table-filter airlines-140
89
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
15.24
0
js-table-filter card-type-11
js-table-filter credit-required-116

  • Air Miles
  • Airlines
  • Every Purchase
Annual Fee $89
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.24%
Balance Transfer APR 15.24% or 18.24%* Variable%
000
js-table-filter bizname-williamssonoma-visa-signature-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
16.99
js-table-filter restaurants-142
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1956

  • Cashback
  • Every Purchase
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.99%
Balance Transfer APR 25.99%
006
js-table-filter bizname-barclaycard-arrival-world-mastercard-no-annual-fee-card
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
14.99
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 2000

  • Airlines
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.99%
Balance Transfer APR 14.99%, 18.99% or 22.99% APR variable%
006
js-table-filter bizname-the-carnival8482-mastercard
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
14.24
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1972

  • Every Purchase
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
Intro APR period (months) 15
014
js-table-filter bizname-american-airlines-aadvantage-aviator-red-mastercard
js-table-filter air-miles-136
js-table-filter airlines-140
79
js-table-filter ccard-type-136
14.49
0
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1934

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $79
Card Type Rewards
Purchases APR 14.49%
Balance Transfer APR 14.49%
Intro APR period (months) 6
014
js-table-filter bizname-the-llbean-visa-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
14.24
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1912

  • Cashback
  • Every Purchase
  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
012
Load More Products

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

No reviews found.

Be the first to write a review for this company!

Write a Review

New Review for Williams-Sonoma Visa Signature Card

Rate your experience:

Cancel