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  Zerocard

Zerocard

in Personal Credit Cards from Zero

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Zerocard

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in Personal Credit Cards from Zero

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Highlights
Highlights
Purchase APR  (Variable APR) 24.99%
Balance Transfer APR  (Variable APR) 24.99%
Credit Score Range 300 - 700
Annual Fee N/A

Zerocard Review

Zerocard is a credit card issued by Zero. If you're wondering whether Zerocard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Generous reward rate. You will get a cashback rewards rate of up to 3%.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Zerocard Pros and Cons:

The Good The Bad
  • Considers applicants with fair or poor credit.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Zerocard cash back or rewards program?

No, Zerocard does not offer a rewards program.

What are the relevant APRs for Zerocard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zerocard has higher than average purchase APRs.

Zerocard has a variable purchase APR of 24.99%. The card has a variable balance transfer APR of 24.99% . It also has a variable cash advance APR of 24.99% .

Does Zerocard have an introductory APR offer on balance transfers?

No, Zerocard does not come with an introductory APR offer for balance transfers.

Does Zerocard have an introductory APR offer on new purchases?

Zerocard does not offer an introductory rate on new purchases.
Zerocard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Zerocard?

The following fees apply to Zerocard:

Zerocard Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25
Late Payment Fee up to $27

How to apply for Zerocard

  • Visit the Zerocard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   215 Kearny Street
    San Francisco, CA 94108
  •   Visit Site

Other Services by Zero

Feature Breakdown

Returned Payment Fee Up to $25
Late Fee Amount Up to $27
Minimum Age 18
Credit Score Range 300 - 700
Rewards Type Cash Back
Cash Advance APR (Variable APR) 24.99%
Purchase APR (Variable APR) 24.99%
Balance Transfer APR (Variable APR) 24.99%

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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