
Zions Bank® AmaZing Cash® Credit Card
in Personal Credit Cards from Zions Bancorporation
UnaffiliatedZions Bank® AmaZing Cash® Credit Card
in Personal Credit Cards from Zions Bancorporation
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Purchase APR (Variable APR) | 11.24% - 18.24% |
Balance Transfer APR (Variable APR) | 11.24% - 18.24% |
Credit Score Range | 650 - 850 |
Annual Fee | N/A |
Zions Bank® AmaZing Cash® Credit Card Review
This is a cashback credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Cash® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 25x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Zions Bank® AmaZing Cash® Credit Card has a variable purchase APR that ranges from 11.24% up to 18.24%.
- 3% Balance transfer fee. Zions Bank® AmaZing Cash® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Does Zions Bank® AmaZing Cash® Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 25% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 25x |
Annual rewards limit | N/A |
Does Zions Bank® AmaZing Cash® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Zions Bank® AmaZing Cash® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Zions Bank® AmaZing Cash® Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Zions Bank® AmaZing Cash® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 11.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 11.24% up to 18.24%.
Does Zions Bank® AmaZing Cash® Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
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Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.24% - 18.24% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does Zions Bank® AmaZing Cash® Credit Card have an intro APR offer on new purchases?
Description | |
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Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Zions Bank® AmaZing Cash® Credit Card?
The following fees apply:
Fees | Amount |
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Annual Fee |
What is the customer service phone number for Zions Bank® AmaZing Cash® Credit Card?
The Zions Bank® AmaZing Cash® Credit Card customer service number is (888) 307-3411.
Does Zions Bank® AmaZing Cash® Credit Card report your account activity to credit bureaus?
Yes, Zions Bank® AmaZing Cash® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Zions Bank® AmaZing Cash® Credit Card
- Visit the Zions Bank® AmaZing Cash® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One South Main Street
Salt Lake City, UT 84133 - (888) 307-3411
- Visit Site
Other Services by Zions Bancorporation

Availability
- Idaho
- Utah
- Wyoming
Feature Breakdown
Every Purchase (Points) | 2% cash back your first 90 days. 1% cash back on purchases after, no cap. |
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