SuperMoney
  Zions Bank® AmaZing Cash® Credit Card

Zions Bank® AmaZing Cash® Credit Card

in Personal Credit Cards from Zions Bancorporation

Unaffiliated

Zions Bank® AmaZing Cash® Credit Card

Unaffiliated

in Personal Credit Cards from Zions Bancorporation

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Zions Bank® AmaZing Cash® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 13.24% - 20.24%
Balance Transfer APR  (Variable APR) 13.24% - 20.24%
Credit Score Range N/A
Annual Fee N/A

Zions Bank® AmaZing Cash® Credit Card Review

Zions Bank® AmaZing Cash® Credit Card is a cashback credit card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Cash® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 25x.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Zions Bank® AmaZing Cash® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
Zions Bank® AmaZing Cash® Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months.
  • Multiple credit card perks.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
Zions Bank® AmaZing Cash® Credit Card FAQ

Is there a Zions Bank® AmaZing Cash® Credit Card cash back or rewards program?

No, Zions Bank® AmaZing Cash® Credit Card does not offer a rewards program. Zions Bank® AmaZing Cash® Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the Zions Bank® AmaZing Cash® Credit Card benefits?

Zions Bank® AmaZing Cash® Credit Card provides the following benefits:

What are the relevant APRs for Zions Bank® AmaZing Cash® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Zions Bank® AmaZing Cash® Credit Card has lower than average purchase APRs.

Zions Bank® AmaZing Cash® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%.

Does Zions Bank® AmaZing Cash® Credit Card have an introductory APR offer on balance transfers?

Yes, Zions Bank® AmaZing Cash® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Zions Bank® AmaZing Cash® Credit Card Balance Transfers
Description
Balance Transfer APR 13.24% - 20.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % N/A
Balance Transfer Fee Minimum N/A

Does Zions Bank® AmaZing Cash® Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Zions Bank® AmaZing Cash® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the fees for Zions Bank® AmaZing Cash® Credit Card?

The following fees apply to Zions Bank® AmaZing Cash® Credit Card:

Zions Bank® AmaZing Cash® Credit Card Fees
Fees Amount
Annual Fee

How to apply for Zions Bank® AmaZing Cash® Credit Card

  • Visit the Zions Bank® AmaZing Cash® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00am
  • Tuesday 9:00am - 6:00am
  • Wednesday 9:00am - 6:00am
  • Thursday 9:00am - 6:00am
  • Friday 9:00am - 6:00am
  • Saturday 10:00am - 2:00pm

Other Services by Zions Bancorporation

Icon for Personal Credit Cards
View all personal credit cards offered by Zions Bancorporation

Availability

  Available in 3 states
  • Idaho
  • Utah
  • Wyoming

Feature Breakdown

Every Purchase (Points) 2% cash back your first 90 days. 1% cash back on purchases after, no cap.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Customer Type Personal
Minimum Age 21
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
Purchase APR (Variable APR) 13.24% - 20.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.24% - 20.24%
Card Type Cashback

Be the first to rate

 

Would you recommend Zions Bank® AmaZing Cash® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Zions Bancorporation Personal Credit Cards

Loading...