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KeyBank National Association

in Personal Lines of Credit

Unaffiliated Visit Site

KeyBank National Association

Unaffiliated

in Personal Lines of Credit

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Overview

Where does KeyBank National Association do business?

KeyBank National Association is a bank based in Cleveland, OH. It was founded in 1929 and offers personal lines of credit in 15 states across the USA.

What are the APRs offered via KeyBank National Association?

KeyBank National Association offers a personal line of credit that ranges from 9.24% up to 24.24%.

Does KeyBank National Association charge an origination fee?

No, KeyBank National Association does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does KeyBank National Association charge a cash advance fee?

Yes, KeyBank National Association charges a fee of up to 10% of the amount of each cash advance..

Does KeyBank National Association charge a late fee?

Yes, KeyBank National Association may charge borrowers a late payment fee of up to $35.

Does KeyBank National Association charge prepayment fees?

No, KeyBank National Association does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of credit off and close the account.

How much can you borrow via KeyBank National Association?

Personal lines of credit start at $250 and go up to $50,000.

What do you need to qualify for a line of credit with KeyBank National Association?

KeyBank National Association doesn’t disclose its credit score minimum. The minimum age to apply for a line of credit is 18 or the state minimum, whichever is higher.

KeyBank National Association only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a line of credit via KeyBank National Association. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a line of credit.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of identity

What is the estimated funding time for a personal line of credit via KeyBank National Association?

KeyBank National Association will typically fund personal lines of credit within 7 business days of approval.

Does KeyBank National Association report payments to credit bureaus?

KeyBank National Association may report credit data to the following credit reporting agencies:

    \
  • Equifax
  • Experian
  • Transunion
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states
  • Alabama
  • Colorado
  • Connecticut
  • Idaho
  • Indiana
  • Maine
  • Massachusetts
  • Michigan
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Utah
  • Vermont
  • Washington

Feature Breakdown

No Fees
No Origination Fee
 
No Prepayment Fee
 
List of Fees
Annual Fee
$25
Late Fee Amount
$35
Cash Advance Fee (%)
Up to 10%
Minimum Payment
$20
Minimum Age
18
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?
 
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Proof of Identity
  • Driver License (or other photo ID)
Dollar Amount
Loan Amount
$250 - $50K
    $25 $100K
Percentage
APR
9.24% - 24.24%
    6% 250%+

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