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  MEMBERS1st Community Credit Union ME1st Line of Credit

MEMBERS1st Community Credit Union ME1st Line of Credit

in Personal Lines of Credit from MEMBERS1st Community Credit Union

Unaffiliated

MEMBERS1st Community Credit Union ME1st Line of Credit

Unaffiliated

in Personal Lines of Credit from MEMBERS1st Community Credit Union

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Highlights
Loan Amount $500 - $10,000
APR  (Fixed APR) Starting at 10.9%

MEMBERS1st Community Credit Union ME1st Line of Credit Review

MEMBERS1st Community Credit Union ME1st Line of Credit is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union ME1st Line of Credit is available in 1 state across the USA.

MEMBERS1st community credit union line of credit FAQ

What APRs does MEMBERS1st Community Credit Union ME1st Line of Credit offer?

MEMBERS1st Community Credit Union ME1st Line of Credit offers a fixed APR product that ranges from 10.9% APR.

Does MEMBERS1st community credit union line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the MEMBERS1st community credit union line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the MEMBERS1st Community Credit Union ME1st Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does MEMBERS1st Community Credit Union ME1st Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via MEMBERS1st community credit union line of credit?

Upon approval and based on your credit score, your personal line of credit will be assigned a credit limit of at least $500 and as much as $10,000. .

MEMBERS1st Community Credit Union ME1st Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for MEMBERS1st Community Credit Union ME1st Line of Credit?

Applicants with a credit score of at least 350 and up to 600 may be eligible for MEMBERS1st Community Credit Union ME1st Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

MEMBERS1st Community Credit Union ME1st Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. MEMBERS1st Community Credit Union ME1st Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via MEMBERS1st Community Credit Union ME1st Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by MEMBERS1st Community Credit Union ME1st Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Recent bank statements
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does MEMBERS1st Community Credit Union ME1st Line of Credit report your account activity to credit bureaus?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for MEMBERS1st community credit union line of credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Credit Score Range 350 - 600
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR (Fixed APR) Starting at 10.9%
Loan Amount $500 - $10,000

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