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Last Updated: 04/18/2025

MEMBERS1st Community Credit Union ME1st Line of Credit

in Personal Lines of Credit from MEMBERS1st Community Credit Union

Last Updated: 04/18/2025

MEMBERS1st Community Credit Union ME1st Line of Credit logo
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Amount Range

$500 - $10,000

APR (Fixed APR)

Starting at 10.9%(Verified 06/21/2024)
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MEMBERS1st Community Credit Union ME1st Line of Credit Review

MEMBERS1st Community Credit Union ME1st Line of Credit is offered through MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st community credit union line of credit are available in 1 state.

MEMBERS1st Community Credit Union ME1st Line of Credit FAQ

What APRs does MEMBERS1st Community Credit Union ME1st Line of Credit offer?

MEMBERS1st Community Credit Union ME1st Line of Credit offers an APR that starts at 10.9% APR.

Does the MEMBERS1st Community Credit Union ME1st Line of Credit charge an origination fee?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit charges a line of credit origination fee .

Does the MEMBERS1st Community Credit Union ME1st Line of Credit charge a cash advance fee?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit may charge a fee .

Does MEMBERS1st Community Credit Union ME1st Line of Credit charge a late fee?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit may charge borrowers a late payment fee .

How much can you borrow via MEMBERS1st Community Credit Union ME1st Line of Credit?

Upon approval and based on your credit worthiness, your MEMBERS1st Community Credit Union ME1st Line of Credit personal line of credit will be assigned a credit limit of at least $500 and as much as $10,000. .

What do you need to qualify for MEMBERS1st Community Credit Union ME1st Line of Credit?

Applicants with a credit score of at least 350 and up to 600 may be eligible for MEMBERS1st Community Credit Union ME1st Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
MEMBERS1st Community Credit Union ME1st Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MEMBERS1st Community Credit Union ME1st Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does MEMBERS1st Community Credit Union ME1st Line of Credit report your account activity to credit bureaus?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does MEMBERS1st Community Credit Union perform a hard credit pull?

Yes, MEMBERS1st community credit union line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for MEMBERS1st Community Credit Union ME1st Line of Credit

  • Visit the MEMBERS1st Community Credit Union ME1st Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

PO Box 777
Marshalltown
Marshalltown, IA 50158
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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MEMBERS1st Community Credit Union ME1st Line of Credit Community Reviews

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