MEMBERS1st Community Credit Union ME1st Line of Credit

MEMBERS1st Community Credit Union ME1st Line of Credit Review

MEMBERS1st Community Credit Union ME1st Line of Credit is offered through MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union ME1st Line of Credit are available in 1 state across the USA.

MEMBERS1st community credit union line of credit FAQ

What APRs does MEMBERS1st Community Credit Union ME1st Line of Credit offer?

MEMBERS1st Community Credit Union ME1st Line of Credit offers a fixed APR product that starts at 10.9% APR.

Does MEMBERS1st community credit union line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the MEMBERS1st community credit union line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the MEMBERS1st Community Credit Union ME1st Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does MEMBERS1st Community Credit Union ME1st Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via MEMBERS1st community credit union line of credit?

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $500 and as much as $10,000. .

MEMBERS1st Community Credit Union ME1st Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for MEMBERS1st Community Credit Union ME1st Line of Credit?

Applicants with a credit score of at least 350 and up to 600 may be eligible for MEMBERS1st Community Credit Union ME1st Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

MEMBERS1st Community Credit Union ME1st Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. MEMBERS1st Community Credit Union ME1st Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via MEMBERS1st Community Credit Union ME1st Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MEMBERS1st Community Credit Union ME1st Line of Credit.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Recent bank statements
• Driver's license
• Government issued photo ID
• Proof of identity

Does MEMBERS1st Community Credit Union ME1st Line of Credit report your account activity to credit bureaus?

Yes, MEMBERS1st Community Credit Union ME1st Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is MEMBERS1st Community Credit Union a legit company?

MEMBERS1st Community Credit Union was founded in 1964, it is a well-established company that has been in business for 59 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for MEMBERS1st community credit union line of credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.