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SuperMoney Net Recommendation Score -43% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
5 users don't recommend
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Where does MobiLoans do business?

MobiLoans is a direct lender based in Marksville, LA. It was founded in 2011 and offers personal lines of credit in 30 states across the USA.

What are the APRs offered via MobiLoans?

MobiLoans offers a personal line of credit that ranges from 206.73% up to 425.45%.

Does MobiLoans charge an origination fee?

No, MobiLoans does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does MobiLoans charge a cash advance fee?

Yes, MobiLoans charges a fee.

Does MobiLoans charge a late fee?

Yes, MobiLoans may charge borrowers a late payment fee.

Does MobiLoans charge prepayment fees?

No, MobiLoans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of credit off and close the account.

How much can you borrow via MobiLoans?

Personal lines of credit start at $200 and go up to $2,500.

What do you need to qualify for a line of credit with MobiLoans?

Applicants with a credit score of at least 300 can apply for a line of credit via MobiLoans.

MobiLoans will also consider borrowers who are unemployed.

Active duty servicemembers and their covered dependents cannot apply for a line of credit via MobiLoans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Only U.S. citizens and permanent residents can apply for a line of credit.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of income

What is the estimated funding time for a personal line of credit via MobiLoans?

MobiLoans will typically fund personal lines of credit within 3 business days of approval.

Does MobiLoans report payments to credit bureaus?

MobiLoans may report credit data to the following credit reporting agencies:

  • Alternative credit bureaus (not Transunion, Experian, or Equifax)
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  • Headquarters
  •   P.O. Box 1409
    Marksville, LA 71351 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 30 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Payment $16
Credit Score Range 300 - 650
850 300 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Verification Documents Required
  • Proof of Income
  • Driver License (or other photo ID)
Minimum Draw $20
Loan Amount $200 - $2.5K
APR 206.73% - 425.45%



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