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Ace Cash Express

in Personal Loans

Unaffiliated Visit Site

Ace Cash Express

Unaffiliated

in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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Overview

Where does Ace Cash Express do business?

Ace Cash Express is a direct lender based in Irving, TX. It was founded in 1968 and offers access to personal loans in 6 states across the USA.

What are the APRs offered via Ace Cash Express?

Ace Cash Express offers personal loans with APRs starting at 209.62% and up to 890.4%.

Does Ace Cash Express charge an origination fee?

Yes, Ace Cash Express charges a loan origination fee. 

Does Ace Cash Express charge a late fee?

Yes, Ace Cash Express may charge borrowers a late payment fee

Does Ace Cash Express charge prepayment fees?

No, Ace Cash Express does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Ace Cash Express?

Loan amounts start at $200 and go up to $5,000.

What do you need to qualify for a loan with Ace Cash Express?

Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account

What is the estimated funding time for a personal loan via Ace Cash Express?

Ace Cash Express will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Contact

  • Headquarters
  • 1231 Greenway Drive, Suite 600
    Irving, TX 75038 USA
  • Visit Site

Other Services by Ace Cash Express

Availability

Available in 6 States
  • California
  • Delaware
  • Missouri
  • New Mexico
  • Ohio
  • Texas

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Joint Loan Applications Accepted
  • Co-signer
Military Status
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required?
Verification Documents Required?
  • Driver License (or other photo ID)
Loan Amount
$200 - $5K
$100 $100K+
APR
209.62% - 890.4%
4% 100%+

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