Ace Cash ExpressUnaffiliated
Strongly not recommended
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Where does Ace Cash Express do business?
Ace Cash Express is a direct lender based in Irving, TX. Founded in 1968, Ace Cash Express offers access to personal loans in 6 states across the USA.
What are the APRs offered via Ace Cash Express?
Ace Cash Express offers a personal loan product that ranges from 209.62% up to 890.4%.
Does Ace Cash Express charge an origination fee?
Yes, Ace Cash Express charges a loan origination fee.
Does Ace Cash Express charge a late fee?
Yes, Ace Cash Express may charge borrowers a late payment fee
Does Ace Cash Express charge prepayment fees?
No, Ace Cash Express does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Ace Cash Express?
Loan amounts start at $200 and go up to $5,000.
What do you need to qualify for a loan with Ace Cash Express?
Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Ace Cash Express will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.
Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
What is the estimated funding time for a personal loan via Ace Cash Express?
Ace Cash Express will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
1231 Greenway Drive, Suite 600
Irving, TX 75038 USA
- Visit Site
- New Mexico
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Driver License (or other photo ID)