Ace Cash Express

in Personal Loans

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Ace Cash Express


in Personal Loans

SuperMoney Net Recommendation Score -86% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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6 users don't recommend
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Where does Ace Cash Express do business?

Ace Cash Express is a direct lender based in Irving, TX. Founded in 1968, Ace Cash Express offers access to personal loans in 6 states across the USA.

What personal loan APRs are offered via Ace Cash Express?

Ace Cash Express offers a personal loan product that ranges from 209.62% APR up to 890.4% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Ace Cash Express charge an origination fee?

Yes, Ace Cash Express charges a loan origination fee.

Does Ace Cash Express charge a late fee?

Yes, Ace Cash Express may charge borrowers a late payment fee

Does Ace Cash Express charge prepayment fees?

No, Ace Cash Express does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Ace Cash Express?

Loan amounts start at $200 and go up to $5,000.

What do you need to qualify for a loan with Ace Cash Express?

Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Ace Cash Express will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account

What is the estimated funding time for a personal loan via Ace Cash Express?

Ace Cash Express will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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  • Headquarters
  •   1231 Greenway Drive, Suite 600
    Irving, TX 75038 USA
  •   Visit Site

Other Services by Ace Cash Express


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 6 states
  • California
  • Delaware
  • Missouri
  • New Mexico
  • Ohio
  • Texas

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Driver License (or other photo ID)
Loan Amount $200 - $5K
APR 209.62% - 890.4%



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