SuperMoney

Advance America

in Personal Loans

Unaffiliated Visit Site Find My Best Rate

Advance America

Unaffiliated

in Personal Loans

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Advance America to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does Advance America do business?

Advance America is a direct lender based in Spartanburg, SC. Founded in 1997, Advance America offers access to personal loans in 29 states across the USA.

What are the APRs offered via Advance America?

Advance America has a variable APR that ranges from 143.29% up to 688.28%.

Does Advance America charge an origination fee?

Yes, Advance America charges a loan origination fee. 

Does Advance America charge a late fee?

Yes, Advance America may charge borrowers a late payment fee

Does Advance America charge prepayment fees?

No, Advance America does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Advance America?

Loan amounts start at $100 and go up to $5,000.

What do you need to qualify for a loan with Advance America?

Applicants with a credit score of at least 300 can apply for a loan via Advance America . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Advance America. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Proof of income

What is the estimated funding time for a personal loan via Advance America?

Advance America will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 135 N Church St
    Spartanburg, SC 29306 USA
  • Visit Site

Availability

Available in 29 States
  • Alabama
  • California
  • Colorado
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Joint Loan Applications Accepted
  • Only Individual Applications
Military Status
  • Non-Military
  • Veterans
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required?
Verification Documents Required
  • Proof of Income
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$100 - $5K
$100 $100K+
APR
143.29% - 688.28%
4% 100%+

Be the first to rate

Would you recommend Advance America to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Loans