Features

Affirm provides buyers an easy way to finance their online purchases. The company is a credit card alternative that offers installment loans with terms ranging from three months to a year. There are over 100 online merchants. Interest rates range from 10% to 30% APR. The loan application only requires buyers to submit some basic information at any store that accepts Affirm. Borrowers receive an instant loan decision.

  • Credit Bureau Reporting
  • Interest APR
    10% - 30%
  • Payment Options
    Automatic Payments Check by mail Credit/Debit Card
  • Max Loan Term (Months)
    12
  • Checking Account Required?
  • Immigration Status Requirements
    Must be U.S. Citizen or U.S. Permanent Resident
  • Lend To Military?
  • Minimum Age
    18
  • Unemployed Applicants Considered?
  • Verification Documents Required?
  • Customizable Payment Dates
  • Deferred Payments
  • Joint Loans Available
  • No Late Fees
  • No Origination Fee
  • No Prepayment Penalty
  • Pre-Approved Soft Credit Inquiry
  • Minutes
  • Same Day
  • 1-7 days
  • 1-2 weeks
  • 2-4 weeks
  • Institution Type
    Direct Lender
  • Approval Speed (Hours)
    1
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