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Align Income Share FundingClaimed
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Where does Align Income Share Funding do business?
Align Income Share Funding is a direct lender based in Chicago, IL. Founded in 2011, Align Income Share Funding offers access to personal loans in 7 states across the USA.
What rates and terms does Align Income Share Funding offer?Align Income Share Funding has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Align Income Share Funding offer?Align Income Share Funding offers a variable APR personal loan product that ranges from 37% APR up to 94% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Align Income Share Funding?
Loan amounts start at $1,500 and go up to $12,500.
What can a personal loan from Align Income Share Funding be used for?
Personal loans from Align Income Share Funding are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Align Income Share Funding?
Align Income Share Funding offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$1500 - $12500|
|Loan Term||24 - 60 months|
|APR||37% - 94%|
What fees does Align Income Share Funding charge?
Does Align Income Share Funding charge an origination fee?
Align Income Share Funding does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Align Income Share Funding charge a late fee?
Yes, Align Income Share Funding may charge borrowers a late payment fee
Does Align Income Share Funding charge prepayment fees?
No, Align Income Share Funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with Align Income Share Funding?
Applicants with a credit score of at least 600 can apply for a loan via Align Income Share Funding . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify for a Align Income Share Funding loan, applicants need a minimum annual income of $20,000 or higher. Align Income Share Funding only considers borrowers who are employed and meet the minimum income requirement.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Align Income Share Funding. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of income
|Bank Account Required?||Yes|
|Joint Applications Accepted?||Yes|
|Credit Score||600 - 700|
What is the estimated funding time for a personal loan via Align Income Share Funding?
Align Income Share Funding will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
- New Mexico
|No Origination Fee|
|No Prepayment Fee|
|Credit Score Range||
600 - 700
|Immigration Status Considered||
|Minimum Annual Income||$20,000|
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$1.5K - $12.5K|
|Loan Term (Months)||24 - 60|
|APR (Variable APR)||37% - 94%|