Avío Credit Personal Loans
| Community Rating | Mostly not recommended |
| APR (Fixed APR) | 79% - 159% |
| Loan Amount | $100 - $5,000 |
| Loan Term (Months) | 1 - 24 months |
| Number of Reviews | 8 |
Avío Credit Personal Loans Review
Avío Credit Personal Loans is offered by Avío Credit, a direct lender founded in 2017 and based in Wichita, KS. Avío Credit Personal Loans are available in 11 states across the USA.
Key Takeaways
- APRs starting at 79%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Avío Credit Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. Avío Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Avío Credit Personal Loans have loan terms as short as 1 month.
Avío Credit Pros & Cons
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Avío Credit FAQ
What interest rates and personal loan terms does Avío Credit offer?
Avío Credit has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Avío Credit offer?
Avío Credit offers a fixed APR personal loan product that ranges from 79% APR up to 159% APR.
How much can you borrow via Avío Credit?
Personal loan amounts start at $100 and go up to $5,000.
What is the maximum loan term you can get with Avío Credit?
Avío Credit offers loans with terms of up to 24 months.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | 1 - 24 months |
| APR | 79% - 159% |
What fees does Avío Credit charge?
Does Avío Credit charge an origination fee?
Avío Credit does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Avío Credit charge a late fee?
No, Avío Credit will not charge you a late fee if you miss one of the monthly payments.
Does Avío Credit charge prepayment fees?
No, Avío Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Avío Credit Personal Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Avío Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Avío Credit Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Avío Credit Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Avío Credit Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Avío Credit?
Avío Credit will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
Is Avío Credit a legit company?
Avío Credit Personal Loans was founded in 2017. It is an established company that has been in business for 6 years. Avío Credit Personal Loans are mostly not recommended by SuperMoney community users.
Contact
- Headquarters
- Wichita, KS 67278 USA
- Visit Site
- Email Support
About Avío Credit Personal Loans
Availability
- Alabama
- California
- Idaho
- Kansas
- Missouri
- North Dakota
- Rhode Island
- South Carolina
- Texas
- Utah
- Wisconsin
Avío Credit Personal Loans Community Reviews
Would you recommend Avío Credit Personal Loans to your friends?
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