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Axos Bank

in Personal Loans

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Axos Bank

Unaffiliated

in Personal Loans

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Overview

Where does Axos Bank do business?

Axos Bank is a bank based in San Diego, CA. Founded in 2000, Axos Bank offers access to personal loans in 50 states (and Washington, DC).

What are the APRs offered via Axos Bank?

Axos Bank offers a fixed APR personal loan product that ranges from 6.49% up to 18% APR.

Does Axos Bank charge an origination fee?

Yes, Axos Bank charges a loan origination fee.

Does Axos Bank charge a late fee?

Yes, Axos Bank may charge borrowers a late payment fee

Does Axos Bank charge prepayment fees?

No, Axos Bank does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Axos Bank?

Loan amounts start at $5,000 and go up to $35,000.

What can a personal loan from Axos Bank be used for?

Personal loans from Axos Bank are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Axos Bank?

Axos Bank offers personal loans with terms ranging from 12 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Axos Bank?

Applicants with a credit score of at least 620 can apply for a loan via Axos Bank . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Axos Bank only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Axos Bank. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government Issued Photo ID

What is the estimated funding time for a personal loan via Axos Bank?

Axos Bank will typically provide a credit approval decision in less than an hour and fund the loan within 3 days.

Does Axos Bank report loan payments to credit bureaus?

Axos Bank may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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Contact

  • Headquarters
  •   4350 La Jolla Village Drive
    Suite 140
    San Diego, CA 92122 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
No Prepayment Fee
 
Minimum Age
18
Credit Score Range
620 - 850
850 300 620
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Verification Documents Required
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Dollar Amount
Loan Amount
$5K - $35K
    $100 $100K+
Integer
Loan Term (Months)
12 - 60
    1 180
Percentage
APR
(Fixed APR)
6.49% - 18%
    4% 100%+

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