Barclaycard is a bank based in New York, NY. It was founded in 1896 and offers access to personal loans in 50 states (and Washington, DC).
Barclaycard offers personal loans with APRs starting at 4.99% and up to 18.99%.
No, Barclaycard does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
No, Barclaycard will not charge you a late fee.
No, Barclaycard does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $5,000 and go up to $35,000.
Applicants with a credit score of at least 600 can apply for a loan via Barclaycard.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Barclaycard. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
Barclaycard reports credit data to the following credit reporting agencies:
You know how to handle your credit. That's why we're inviting you to apply for a Barclaycard Personal Loan. It could help you reduce your monthly payments, trim your debt and save you money. Best of all, there are no fees!