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Where does Best Egg do business?
Best Egg is based in Wilmington, DE. It was founded in 2014 and offers access to personal loans in 50 states (and Washington, DC).
What are the APRs offered via Best Egg?
Best Egg offers personal loans with APRs starting at 5.99% and up to 29.99%.
Does Best Egg charge an origination fee?
Yes, Best Egg charges a loan origination fee of 0.99% to 5.99% of the loan amount. Best Egg deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Best Egg charge a late fee?
Yes, Best Egg may charge borrowers a late payment fee
Does Best Egg charge prepayment fees?
No, Best Egg does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Best Egg?
Loan amounts start at $2,000 and go up to $35,000.
What do you need to qualify for a loan with Best Egg?
Applicants with a credit score of at least 640 can apply for a loan via Best Egg. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Best Egg. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
What is the estimated funding time for a personal loan via Best Egg?
Best Egg will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Only Individual Applications
- Active Duty Military
- Military Dependent
- U.S. Citizen
- U.S. Permanent Resident
- Proof of Income
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)
- Automatic Payments
- Check by mail