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Blue Trust Loans

in Personal Loans

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Blue Trust Loans

Claimed

in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Where does Blue Trust Loans do business?

Blue Trust Loans is a direct lender based in Hayward, WI. Founded in 2014, Blue Trust Loans offers access to personal loans in 37 states (and Washington, DC).

What are the APRs offered via Blue Trust Loans?

Blue Trust Loans offers a fixed APR personal loan product that ranges from 471.78% up to 841.45%.

Does Blue Trust Loans charge an origination fee?

No, Blue Trust Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Blue Trust Loans charge a late fee?

Yes, Blue Trust Loans may charge borrowers a late payment fee

Does Blue Trust Loans charge prepayment fees?

No, Blue Trust Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Blue Trust Loans?

Loan amounts start at $100 and go up to $2,000.

What can a personal loan from Blue Trust Loans be used for?

Personal loans from Blue Trust Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Blue Trust Loans?

Blue Trust Loans offers personal loans with terms ranging from 6 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Blue Trust Loans?

Applicants with a credit score of at least 300 can apply for a loan via Blue Trust Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Blue Trust Loans loan, applicants need a minimum annual income of $10,200 or higher. Blue Trust Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via Blue Trust Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • What is the estimated funding time for a personal loan via Blue Trust Loans?

    Blue Trust Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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    Contact

    • Headquarters
    •   LCO P.O. Box 1754
      Hayward, WI 54843 USA
    •   Visit Site

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 37 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • California
    • Colorado
    • Delaware
    • Washington, DC
    • Florida
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Michigan
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Wyoming

    Feature Breakdown

    No Fees
    No Origination Fee
     
    No Prepayment Fee
     
    Minimum Age
    18
    Credit Score Range
    300 - 650
    850 300 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Minimum Annual Income
    $10,200
    Bank Account Required?
     
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Recent Pay Stubs
    Dollar Amount
    Loan Amount
    $100 - $2K
        $100 $100K+
    Integer
    Loan Term (Months)
    6 - 12
        1 180
    Percentage
    APR
    (Fixed APR)
    471.78% - 841.45%
        4% 100%+

    Reviews

     
     

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