Blue Trust Loans offers installment loans of up to $1,250 to people with less than great credit. It's a viable alternative to payday loans for people who don’t qualify for loans with traditional lenders.

Blue Trust Loans is based in Hayward, Wisconsin and is owned by the Lac Courte Oreilles Band of Lake Superior Chippewa Indians.

How Does Blue Trust Loans Work?

Blue Trust Loans has minimal eligibility requirements when compared to most lenders. To qualify, you need a verifiable source of income, a bank account, and not be in a bankruptcy case. 

The frequency of loan payments is based on how frequently borrowers get their main source of income: weekly, biweekly, or monthly.

Applying online only takes a few minutes. You’ll get a reply within a few minutes. If approved, you can sign the loan agreement online and receive your funds by the next business day.

What Are Blue Trust Loans’ Terms and Rates?

Rates range from 471.7846% APR to 841.4532% APR depending on the length of the term and the cost of the loan origination fees. Loan origination fees vary by state. Returning customers are rewarded with lower rates.

The maximum term is 6 months.

How Much Can I Borrow From Blue Trust Loans?

Blue Trust Loans offers loan amounts ranging from $100 to $1,250.

What Is Blue Trust Loans’ Application Process Like?

Blue Trust Loans has a fast and short application process. Apply online and get a response within a few minutes. If successful, your money could be deposited by the next business day.

How Is Blue Trust Loans Better Than Other Lenders?

Blue Trust Loans offers the following benefits:

·        - Fast loans and an easy application process.

·        - Loan amounts of up to $1,250.

·        - Borrowers with poor credit can qualify.

·        - Returning borrowers get lower rates.

·        - There are no prepayment penalty fees.

 You should consider this:

·        - Blue Trust Loans is not available in all states.

·        - Rates are high.


  • Loan Amount
    $100 - $1250
  • Payment Options
    Automatic Payments
  • APR
    471.78% - 841.45%
  • Max Loan Term (Months)
  • Checking Account Required?
  • Credit Score Range
    300 - 650
  • Immigration Status Considered
    U.S. Citizen
  • Military Status
    • Non-Military
    • Veterans
  • Minimum Age
  • Minimum Annual Income
  • Supported Income Types
  • Verification Documents Required?
    Recent pay stubs
  • No Prepayment Fee
  • Institution Type
    Direct Lender
  • Approval Speed (Hours)
  • Funding Time
    Same day
  • Credit Bureau Reporting
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They suck.Will not give a loan even with a good income.

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