Cash Central

in Personal Loans

Claimed Visit Site Find My Best Rate

Cash Central


in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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CashCentral is a licensed online lender based in North Logan, Utah that provides both payday loans and installment loans to borrowers with poor to bad credit. This review focuses on its payday loans but also highlights the main terms of its installment loans.

How Does It Work?

Customers must fill in an online form to determine eligibility. Application decisions are made within a few minutes. CashCentral is not a merit based lender. This means it pools the risk of customers when determining rates. This could mean you pay a rate that is higher than what your credit rating merits.

What Are The Rates and Fees?

Rates vary from 156.89% APR to 397.4% APR.

How Much Money Can I Borrow?

CashCentral offers installment loans of up to $5,000. 

What Is the Application Process Like?

CashCentral's application process is fast and simple to complete. You need proof of source of income, a checking account in your name, two valid telephone numbers, your social security number, and to be at least 18 years old. The entire process, including cash transfer, can be processed within 24 hours or the next business day when requested during the weekend.

How Is It Better Than Other Lenders?

CashCentral has a simple to use and fast loan application process that allows you to receive cash within 24 hours of applying. The rates are comparable to other payday lenders and they offer installment loans in certain states, which have lower rates than payday loans.

CASH CENTRAL Disclosure: Ohio Residents: in Ohio loans are arranged by Cash Central of Ohio, LLC, CS900178 a registered Ohio Credit Service Organization (CSO). CSO is not a lender. Loans are provided by unaffiliated third-party lender NCP Finance Ohio, LLC pursuant to the Ohio Mortgage Loan Act, O.R.C. §§ 1321.51 et seq. Texas Residents: in Texas loans are arranged by Cash Central of Texas, LLC, 16283-59168 a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Mississippi Residents: Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central, please call 1-855-920-9800 for details on other loan products provided by CCF in Mississippi.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Message from Cash Central

Cash Central is a licensed online lender serving the financial needs of online customers with a staff that pioneered online lending and has decades of combined lending experience.

Other Services by Cash Central


Available in 22 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Ohio
  • Oklahoma
  • Rhode Island
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Credit Score Range
300 - 650
850 300 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Joint Loan Applications Accepted
  • Only Individual Applications
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Loan Amount
$100 - $2K
$100 $100K+
Loan Term (Months)
6 - 24
1 180
214.61% - 2,463.75%
4% 100%+


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