Cash Central

in Personal Loans

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Cash Central


in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Where does Cash Central do business?

Cash Central is a direct lender based in North Logan, UT. Founded in 2005, Cash Central offers access to personal loans in 9 states across the USA.

What personal loan APRs are offered via Cash Central?

Cash Central offers a fixed APR personal loan product that ranges from 156.89% APR up to 397.4% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Cash Central charge an origination fee?

Yes, Cash Central charges a loan origination fee.

Does Cash Central charge a late fee?

Yes, Cash Central may charge borrowers a late payment fee

Does Cash Central charge prepayment fees?

Yes, Cash Central charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow via Cash Central?

Loan amounts start at $2,500 and go up to $5,000.

What can a personal loan from Cash Central be used for?

Personal loans from Cash Central are typically used for special purchases, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Cash Central?

Cash Central offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Cash Central?

Applicants with a credit score of at least 400 can apply for a loan via Cash Central .

Cash Central will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Central. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

What is the estimated funding time for a personal loan via Cash Central?

Cash Central will typically provide a credit approval decision in less than an hour and fund the loan within 3 days.

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Other Services by Cash Central


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 9 states
  • Alabama
  • California
  • Idaho
  • Missouri
  • New Mexico
  • Rhode Island
  • South Carolina
  • Utah
  • Wisconsin

Feature Breakdown

Credit Score Range 400 - 600
850 300 400 600
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Loan Amount $2.5K - $5K
Loan Term (Months) 6 - 24
APR (Fixed APR) 156.89% - 397.4%



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