Cash Store


in Personal Loans from Cash Store

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Loan Amount $100 - $5,000
APR 390% - 780%
Loan Term (Months) 1 - 30


Where does Cash Store do business?

Cash Store is a direct lender based in Irving, TX. Founded in 1996, Cash Store offers access to personal loans in 6 states across the USA.

What rates and terms does Cash Store offer?

Cash Store has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Cash Store offer?

Cash Store offers a fixed APR personal loan product that ranges from 390% APR up to 780% APR. Interest rates vary by state.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Cash Store?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Cash Store be used for?

Personal loans from Cash Store are typically used for special purchases, medical expenses & procedures or similar purposes.

What is the maximum loan term you can get with Cash Store?

Cash Store offers personal loans with terms ranging from 1 to 30 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Cash Store Rates & Terms
Loan Amount $100 - $5000
Loan Term 1 - 30 months
APR 390% - 780%

What fees does Cash Store charge?

Does Cash Store charge an origination fee?

Cash Store charges a loan origination fee (origination fees and requirements vary by state).

Does Cash Store charge a late fee?

Yes, Cash Store may charge borrowers a late payment fee

Does Cash Store charge prepayment fees?

Yes, Cash Store charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Cash Store Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for a loan with Cash Store?

Applicants with a credit score of at least 300 can apply for a loan via Cash Store .

Cash Store only considers borrowers who are employed.

Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of identity
  • Recent pay stubs
  • Proof of income
  • Blank Personal Check and/or Debit Card
  • CASH STORE Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   1901 Gateway Drive, Suite 200
      Irving, TX 75038 USA
    •   Visit Site

    Message from Cash Store

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      Available in 6 states
    • Idaho
    • Illinois
    • New Mexico
    • Texas
    • Utah
    • Wisconsin

    Feature Breakdown

    Credit Score Range 300 - 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    Military Status
    • Non-Military
    • Veterans
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Blank Personal Check and/or Debit Card
    • Proof of Identity
    • Proof of Income
    • Recent Pay Stubs
    • Social Security Number
    Loan Amount $100 - $5K
    Loan Term (Months) 1 - 30
    APR (Fixed APR) 390% - 780%

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