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Where does CashCall do business?

CashCall is a direct lender based in Orange, CA. Founded in 2003, CashCall offers access to personal loans in 5 states across the USA.

What personal loan APRs are offered via CashCall?

CashCall offers a personal loan product that ranges from 35.52% up to 139.13% APR.

Does CashCall charge an origination fee?

Yes, CashCall charges a loan origination fee.

Does CashCall charge a late fee?

Yes, CashCall may charge borrowers a late payment fee

Does CashCall charge prepayment fees?

No, CashCall does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via CashCall?

Loan amounts start at $2,600 and go up to $25,000.

What do you need to qualify for a loan with CashCall?

Applicants with a credit score of at least 640 can apply for a loan via CashCall . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via CashCall. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for a personal loan via CashCall?

CashCall will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Other Services by CashCall


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Arizona
  • California
  • Idaho
  • Missouri
  • Utah

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 640 - 850
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Loan Amount $2.6K - $25K
APR 35.52% - 139.13%



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