CashCall is one of the largest online lenders in the United States. It was founded in 2003 and has its headquarters in Orange, California. As well as personal loans, CashCall also offers small business loans.

How Does CashCall Work?

The application process can be performed online or over the phone. If you qualify, your money can be wired as quickly as the next business day. Credit requirements are very lenient but the rates are high.

What Are CashCall's Rates and Fees?

Rates vary depending on the size of the loan and the borrower's credit. They range from 35.52% APR to 139.13% APR. There are no prepayment fees for paying your loan early.

How Much Money Can I Borrow from CashCall?

Loan amounts range from $2,600 to $25,000. There are two terms for loans: 47 months and 84 months, but you can pay the loans early without a prepayment fee.

What Is CashCall's Application Process Like?

The application process is fast and easy. CashCall requires an active bank account statement, proof of income and valid ID. You can either fax these documents or use their paperless option. Approval can take just a few minutes and the money could be deposited in your bank account by the next business day.

How Is CashCall Better Than Other Lenders?

Qualifying for a loan with CashCall is fast and its eligibility requirements are very lenient, which makes it an attractive option for people with bad credit. Its rates, however, are high (up to 139%). 

  • Institution Type
    Direct Lender
  • Credit Score Range
    640 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Non-Military
    • Veterans
  • Minimum Age
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 3
  • Loan Amount
    $2600 - $25000
  • APR
    35.52% - 139.13%
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