in Personal Loans from CashCall
Strongly not recommended
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Where does CashCall do business?
CashCall is a direct lender based in Orange, CA. Founded in 2003, CashCall offers access to personal loans in 5 states across the USA.
What rates and terms does CashCall offer?CashCall has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does CashCall offer?CashCall offers a personal loan product that ranges from 35.52% APR up to 139.13% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via CashCall?
Loan amounts start at $2,600 and go up to $25,000.
|Loan Amount||$2600 - $25000|
|APR||35.52% - 139.13%|
What fees does CashCall charge?
Does CashCall charge an origination fee?
CashCall charges a loan origination fee.
Does CashCall charge a late fee?
Yes, CashCall may charge borrowers a late payment fee
Does CashCall charge prepayment fees?
No, CashCall does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with CashCall?
Applicants with a credit score of at least 640 can apply for a loan via CashCall . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via CashCall. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Recent pay stubs
- Proof of income
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||640 - 850|
What is the estimated funding time for a personal loan via CashCall?
CashCall will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
|No Prepayment Fee|
|Credit Score Range||
640 - 850
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$2.6K - $25K|
|APR||35.52% - 139.13%|